Garland 75044

Dallas-Fort Worth-Arlington, TX · Dallas County, TX · 25,092 properties with county records

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Garland 75044 is in Dallas County, TX, part of the Dallas–Fort Worth Metro. The typical home value in Garland 75044 is $334,546 (Zillow Home Value Index, September 2026), down 2.0% from a year earlier. Homes that sold went under contract in a median 38 days, and 28% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 3.9 months of supply, sellers hold a slight edge. The Lotvox Turnover Index is not published for 75044 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Dallas County's 79 ZIPs with a Zillow value, the middle one is $293,127, so 75044 sits 14% above the county middle. Typical rent is $1,506 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 25,092 properties in 75044.

Headline value data through September 2026. Each source below carries its own date.

Is 75044 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 75044 is a seller's market, narrowly. Homes went under contract in a median 38 days with 3.9 months of supply.

What do homes in 75044 sell for?

The typical home value in 75044 is $334,546 (Zillow Home Value Index, September 2026), down 2.0% in a year. County records put the median at about $203 per square foot (computed Apr 21, 2026).

Who is likely to sell in 75044?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 75044 has not passed that test yet. When it does, the score appears here.

How does 75044 compare to Dallas County?

75044's typical value of $334,546 compares with a middle value of $293,127 across Dallas County's 79 ZIPs. Both are Zillow Home Value Index figures for September 2026.

Where does this 75044 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Sep 30, 2026) · Redfin Data Center (as of Sep 30, 2026) · Zillow Observed Rent Index (ZORI) (as of Sep 30, 2026) · county assessor records (counted Oct 27, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 75044 Garland, TX, data through September 2026, https://lotvox.com/dallas/zip/75044

Listings Flow Ladder — 75044

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026

the basin is fillingnet 7 listings/mo
balanced 4–6 mo3.9 mo
Faucet — new listings
36/mo
63% of normal (58) · trickle
Basin — active listings
116
104% of normal (112) · low· baseline thin
Months of supply
3.9 mo
derived — not published at this grain
Drain — closed sales
30/mo
56% of normal (53)
Net — faucet minus drain
+7/mo
filling
Reading
current
as of 2026-09-30
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 46%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 44%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 10/mofall in the monthly rate (26%)— peak 40/mo (2026-06-30) to 30/mo now
  • 336transactions that did not happen— summed monthly shortfall vs the same-month normal, over 24 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30

Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (38 new, 112 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
62affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.6%
affordable
Days on market
38
daily
Price cuts
27.7%
of active
Valuation
+57.3%
vs assessor

Days on market and price cuts: Redfin Data Center, rolling 90 days.

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Rent vs own — the renter's question first
$1,506
median rent · per month
$2,173
total cost to own · per month
+$667
more to own · per month

Rent: Zillow Observed Rent Index (ZORI). Ownership cost: Zillow Home Value Index (ZHVI), 20% down, 30-year loan at the current mortgage rate, plus 1.2% of the price a year.

Rent to price — the investor's question first
18.5×
price to annual rent
Lower is friendlier to a buy-to-let case. This is a ratio of published medians, not a yield on any particular property.

Price: Zillow Home Value Index (ZHVI). Annual rent: 12 months of Zillow Observed Rent Index (ZORI).

56
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
20
Economic health
62

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
36/ 100SellerBalancedBuyer
Seller's Market
DOM: 74d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)75

Seller-favored market in 75044. Expect to pay at or near list price. Payment burden: 23.2% of median income. Median days on market: 74. Renting is approximately 52% cheaper than buying (price-to-rent ratio: 18.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.0% YoY.

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Market snapshot

each number, once
Median price
$334,546
▾ 2.0% YoY
Days on market
38
Redfin
Median rent
$1,506
ZORI
Investor score
50/100
cash-flow lens
Active listings
116
90-day

Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.

Valuation

3 lenses, different anchors
vs assessor
+57.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$526,327
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+76.9%
County-wide market — the widest, slowest signal.
Dallas+76.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$203
Price-to-income3.8×

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How 75044 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity84%
Supply tightness54%
Affordability46%
Investment yield47%
Appreciation29%

Affordability, supply & momentum

39SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply23.4 mo
Days on Market38d
Inv vs History+1.9%
Listing Density7.1/1k
Affordability — payment burden
Monthly payment (P&I)$1,838
Payment burden24.6%
Median income · ZIP$89,631
Mortgage rate7.32% · 30yr
Total monthly own$2,173
Monthly rent$1,506
Market dynamics
Price cut %27.7%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply3.9
Sales (90d)89
Investment analysis
Median rent$1,506
Price-to-rent18.5
Est. cap rate3.6%
Buy vs rentneutral

Livability

Walk score2
Transit score2
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
24.6%affordable
payment burden — est. P&I $1,838/mo on $334,546 vs median income $89,631
7.32% 30yr fixed (as of 2026-10-22) · 20% down, 30yr fixed
200820172026$0k$95k$190k$285k$380k$0$550$1,100$1,650$2,200
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.32% as of 2026-10-22), held constant — 20% down, 30yr fixed
as of 2026-09-30 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-22) + Census median household income
Real Home Values
$334,546in 2026-09 dollars (nominal $334,546)
2002201020172026$0k$150k$300k$450k$600k
real (2026-09 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-09-30 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
36.333
Active listings
116
Closed sales
29.667
Net flow
+6.667 · filling
months of supply 3.9 (balanced band 4–6)
20242025202620260153060
new listingsclosed sales
as of 2026-09-30 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
-14,465net migration (2022-2023), losing — households
in 37,687 · out 52,152 · Dallas County, TX (parent county of this ZIP)
201320172021202604590180
active inventory
as of 2026-07-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history

Price bands

mix-shift

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Dallas County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

Typical home value: Zillow Home Value Index (ZHVI); change is the 12-month change.

Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
No ZIP figure — this ZIP spans 2 counties
NOT DERIVED: this ZIP spans more than one county. Tenure by age is not published below county, and no single county rate applies here. Weighting by area would produce a number, not a measurement - area is a poor proxy for where households are. Each county's own figure is shown instead.
Measured — each county this ZIP spans
  • Dallas · 100% of area10.4% in 2023
  • Collin · 0% of area7.2% in 2023
ACS B25007, published at county grain.