Murphy 75094

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 1,419 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.7%
affordable
Days on market
43
daily
Price cuts
27.5%
of active
Valuation
-1.9%
vs assessor
Look up an address
58
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
95
Valuation
90
Economic health
64

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

45/ 100SellerBalancedBuyer
Balanced Market
DOM: 86d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 75094. List price is roughly fair — focus on condition and value. Payment burden: 21.8% of median income. Median days on market: 86. Renting is approximately 32% cheaper than buying (price-to-rent ratio: 15.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 4.4% YoY.

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Market snapshoteach number, once

Median price
$579,201
▾ 4.4% YoY
Days on market
43
daily · zip_data
Median rent
$3,031
ZORI
Investor score
56/100
cash-flow lens
Active listings
60
90-day

Valuation3 lenses, different anchors

vs assessor
-1.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$568,329
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.6%
County-wide market — the widest, slowest signal.
Collin+64.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$189
Price-to-income3.6×

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How 75094 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity77%
Supply tightness44%
Affordability54%
Investment yield59%
Appreciation12%

Affordability, supply & momentum

35SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply18.0 mo
Days on Market43d
Inv vs History+0.4%
Listing Density9.4/1k
Affordability — payment burden
Monthly payment (P&I)$2,926
Payment burden21.7%
Median income · ZIP$161,473
Mortgage rate6.49% · 30yr
Total monthly own$3,505
Monthly rent$3,031
Market dynamics
Price cut %27.5%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply18
Sales (90d)0
Investment analysis
Median rent$3,031
Price-to-rent15.9
Est. cap rate4.1%
Buy vs rentneutral

Livability

Walk score
Transit score2
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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