Chicago 60615

Cook County, IL · 13,526 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

58affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.2%
affordable
Days on market
99
daily
Price cuts
17.9%
of active
Valuation
+133.5%
vs assessor
Look up an address
67
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
82
Affordability
85
Valuation
20
Economic health
58

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 92d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)25
Days on Market (5%)100

Seller-favored market in 60615. Expect to pay at or near list price. Payment burden: 25.3% of median income. Median days on market: 92.

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.6% YoY.

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Market snapshoteach number, once

Median price
$258,656
▴ 3.6% YoY
Days on market
99
daily · zip_data
Median rent
$1,928
ZORI
Investor score
90/100
cash-flow lens
Active listings
173
90-day

Valuation3 lenses, different anchors

vs assessor
+133.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$603,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$244
Price-to-income4.2×

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How 60615 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity16%
Supply tightness0%
Affordability9%
Investment yield85%
Appreciation28%

Affordability, supply & momentum

8SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply26.6 mo
Days on Market99d
Inv vs History+13.7%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,307
Payment burden25.2%
Median income · ZIP$62,105
Mortgage rate6.49% · 30yr
Total monthly own$1,565
Monthly rent$1,928
Market dynamics
Price cut %17.9%
Momentumwarming
LeverageBALANCED
Months of supply26.6
Sales (90d)0
Investment analysis
Median rent$1,928
Price-to-rent11.2
Est. cap rate5.8%
Buy vs rentfavors buying

Livability

Walk score42
Transit score57
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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