Harvey 60426
Cook County, IL · 48,407 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
74affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
15.9%
affordable
Days on market
72
daily
Price cuts
19.1%
of active
Valuation
-36.9%
vs assessor
63
/100
Stable
stable · balanced · prices easing year-over-year.
Price trend
42
Affordability
95
Valuation
35
Economic health
74
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 81d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)50
Days on Market (5%)75
Balanced market in 60426. List price is roughly fair — focus on condition and value. Payment burden: 15.9% of median income. Median days on market: 81. Market appears 28% overpriced vs. assessed values.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED
Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$107,731
▾ 0.5% YoY
Days on market
72
daily · zip_data
Median rent
$986
ZORI
Investor score
84/100
cash-flow lens
Active listings
104
90-day
Valuation3 lenses, different anchors
vs assessor
-36.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$68,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$60
Price-to-income2.6×
How 60426 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity27%
Supply tightness26%
Affordability49%
Investment yield94%
Appreciation10%
Affordability, supply & momentum
15SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply29.7 mo
Days on Market72d
Inv vs History+2.6%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$544
Payment burden15.9%
Median income · ZIP$40,995
Mortgage rate6.49% · 30yr
Total monthly own$652
Monthly rent$986
Market dynamics
Price cut %19.1%
Momentumstable
LeverageBALANCED
Months of supply29.7
Sales (90d)0
Investment analysis
Median rent$986
Price-to-rent9.1
Est. cap rate7.1%
Buy vs rentfavors buying
Livability
Walk score3
Transit score22
Bike score—
Historical trends
Cook County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.