Calumet City 60409
Cook County, IL · 43,062 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
71affordability /100
Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
17.8%
affordable
Days on market
102
daily
Price cuts
30.7%
of active
Valuation
-17.9%
vs assessor
63
/100
Stable
cooling · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
50
Economic health
71
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 102d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)75
Days on Market (5%)100
Balanced market in 60409. List price is roughly fair — focus on condition and value. Payment burden: 17.8% of median income. Median days on market: 102.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE
Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 2.4% YoY.
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Market snapshoteach number, once
Median price
$158,341
▾ 2.4% YoY
Days on market
102
daily · zip_data
Median rent
$1,582
ZORI
Investor score
80/100
cash-flow lens
Active listings
165
90-day
Valuation3 lenses, different anchors
vs assessor
-17.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$130,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$98
Price-to-income2.9×
How 60409 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity15%
Supply tightness0%
Affordability37%
Investment yield96%
Appreciation6%
Affordability, supply & momentum
16SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply36.0 mo
Days on Market102d
Inv vs History-15.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$800
Payment burden17.8%
Median income · ZIP$53,991
Mortgage rate6.49% · 30yr
Total monthly own$958
Monthly rent$1,582
Market dynamics
Price cut %30.7%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply36
Sales (90d)0
Investment analysis
Median rent$1,582
Price-to-rent8.3
Est. cap rate7.8%
Buy vs rentfavors buying
Livability
Walk score8
Transit score22
Bike score—
Historical trends
Cook County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.