Tulsa, OK · Tulsa County, OK · 11,599 properties with county records
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Owasso 74055 is in Tulsa County, OK, part of the Tulsa Metro. The ZIP-wide typical value in Owasso 74055 is $319,429 (Zillow Home Value Index, September 2026), up 2.0% from a year earlier. Homes that sold went under contract in a median 29 days, and 28% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 3.4 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 74055 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Tulsa County's 32 ZIPs with a Zillow value, the middle one is $251,974, so 74055 sits 27% above the county middle. Typical rent is $1,375 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 11,599 properties in 74055.
Headline value data through September 2026. Each source below carries its own date.
Is 74055 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 74055 is a balanced market. Homes went under contract in a median 29 days with 3.4 months of supply.
What do homes in 74055 sell for?
The ZIP-wide typical value in 74055 is $319,429 (Zillow Home Value Index, September 2026), up 2.0% in a year. County records put the median at about $149 per square foot (computed Jul 26, 2026).
Who is likely to sell in 74055?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 74055 has not passed that test yet. When it does, the score appears here.
How does 74055 compare to Tulsa County?
74055's ZIP-wide typical value of $319,429 compares with a middle value of $251,974 across Tulsa County's 32 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 74055 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Seller's Market
DOM: 59d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)60
Seller-favored market in 74055. Expect to pay at or near list price. Payment burden: 22.5% of median income. Median days on market: 59. Renting is approximately 64% cheaper than buying (price-to-rent ratio: 19.7).
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBALANCED
Market is warming with rising prices. Conditions are balanced between buyers and sellers.
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Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
-13.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$278,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+66.4%
County-wide market — the widest, slowest signal.
Tulsa+66.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Housing pulse — Housing pulse could not be loaded (429).
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Tulsa.
Aggregate median +3.1% YoY in Tulsa, OK (county), but the under-$500k tier is +3.8% — both the aggregate and the entry tier are rising. Over the same year the under-$500k share of sales moved from 87.0% to 87.0% (+0.0pp) and the $1M+ share from 2.5% to 2.1% (-0.4pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$202k
$152
150
26.6%
ZIP
$250k–$500k
$329k
$165
364
64.7%
ZIP
$500k–$750k
$590k
$189
39
6.9%
ZIP
$750k–$1M
$843k
$230
247
—
COUNTY · Tulsa, OK
$1M–$1.5M
$1.20M
$293
123
—
COUNTY · Tulsa, OK
$1.5M–$2M
$1.70M
$319
44
—
COUNTY · Tulsa, OK
$2M+
$3.17M
$416
63
—
COUNTY · Tulsa, OK
All sales (the headline median)
$310k
$163
563
100%
ZIP
ZIP-level history was too thin to draw the tiers; served at county level (Tulsa, OK), by quarter.
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 74055.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
ZIP 74055→Tulsa County, OK
12-Month Direction
+13Moderate Improvement
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
33· Distressed
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
24.2%
affordable
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Price-to-rent
19.4x
neutral
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation0
+66.4%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
3.4 mo
balanced
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
26/100
low_risk
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.2%
OK 3.6%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0858d ago
Poverty Rate
15.1%
OK 15.9%US 12.6%
Near national averages
Median Household Income
$67,317
OK $64,390US $82,006
Near national averages
Cost of Living (RPP)
88.5
OK 88.5US 100.3
Lower than most U.S. counties
Home Value (ZHVI)$254,167
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA
