







Pinellas County, FL · 25,034 properties · updated 7/5/2026
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Balanced market in 34689. List price is roughly fair — focus on condition and value. Payment burden: 33.6% of median income. Median days on market: 98. Renting is approximately 18% cheaper than buying (price-to-rent ratio: 14.2).
Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 3.4% YoY.
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Supply and demand are roughly even — standard negotiation dynamics.
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