Saint Pete Beach 33706

Pinellas County, FL · 25,147 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

42affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
35.3%
stretched
Days on market
83
daily
Price cuts
28.4%
of active
Valuation
-10.7%
vs assessor
Look up an address
27
/100
Weak
cooling · seller slight · prices easing year-over-year.
Supply / demand
5
Price trend
0
Affordability
45
Valuation
70
Economic health
42

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
Needs 15% correction for affordability
DOM: 90d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 33706. List price is roughly fair — focus on condition and value. Payment burden: 35.3% of median income. Median days on market: 90. Renting is approximately 61% cheaper than buying (price-to-rent ratio: 19.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 6.5% YoY.

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Market snapshoteach number, once

Median price
$567,118
▾ 6.5% YoY
Days on market
83
daily · zip_data
Median rent
$2,455
ZORI
Investor score
38/100
cash-flow lens
Active listings
396
90-day

Valuation3 lenses, different anchors

vs assessor
-10.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$506,198
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$258
Price-to-income5.8×

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How 33706 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity31%
Supply tightness0%
Affordability26%
Investment yield25%
Appreciation6%

Affordability, supply & momentum

11SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply43.6 mo
Days on Market83d
Inv vs History+1.7%
Listing Density48.3/1k
Affordability — payment burden
Monthly payment (P&I)$2,865
Payment burden35.3%
Median income · ZIP$97,364
Mortgage rate6.49% · 30yr
Total monthly own$3,432
Monthly rent$2,455
Market dynamics
Price cut %28.4%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply43.6
Sales (90d)27
Investment analysis
Median rent$2,455
Price-to-rent19.3
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score8
Transit score1
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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