Saint Petersburg 33702

Pinellas County, FL · 23,782 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.2%
stretched
Days on market
46
daily
Price cuts
33.6%
of active
Valuation
-13%
vs assessor
Look up an address
39
/100
Weak
cooling · seller slight · prices easing year-over-year.
Supply / demand
28
Price trend
0
Affordability
65
Valuation
70
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 56d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 33702. List price is roughly fair — focus on condition and value. Payment burden: 28.2% of median income. Median days on market: 56. Renting is approximately 11% cheaper than buying (price-to-rent ratio: 13.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 6.5% YoY.

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Market snapshoteach number, once

Median price
$304,612
▾ 6.5% YoY
Days on market
46
daily · zip_data
Median rent
$1,910
ZORI
Investor score
62/100
cash-flow lens
Active listings
191
90-day

Valuation3 lenses, different anchors

vs assessor
-13.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$265,011
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$139
Price-to-income4.7×

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How 33702 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity80%
Supply tightness58%
Affordability62%
Investment yield71%
Appreciation6%

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.8 mo
Days on Market46d
Inv vs History-12.3%
Listing Density13.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,539
Payment burden28.2%
Median income · ZIP$65,503
Mortgage rate6.49% · 30yr
Total monthly own$1,843
Monthly rent$1,910
Market dynamics
Price cut %33.6%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply21.8
Sales (90d)33
Investment analysis
Median rent$1,910
Price-to-rent13.3
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score3
Transit score5
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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