Saint Petersburg 33709
Pinellas County, FL · 23,066 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
50affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
30.6%
stretched
Days on market
45
daily
Price cuts
30.2%
of active
Valuation
-16.9%
vs assessor
36
/100
Weak
cooling · seller slight · prices easing year-over-year.
Supply / demand
26
Price trend
1
Affordability
65
Valuation
50
Economic health
50
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 60d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)0
Days on Market (5%)60
Balanced market in 33709. List price is roughly fair — focus on condition and value. Payment burden: 30.6% of median income. Median days on market: 60.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT
Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 4.3% YoY.
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Market snapshoteach number, once
Median price
$265,325
▾ 4.3% YoY
Days on market
45
daily · zip_data
Median rent
$2,037
ZORI
Investor score
72/100
cash-flow lens
Active listings
165
90-day
Valuation3 lenses, different anchors
vs assessor
-16.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$220,440
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$99
Price-to-income5.0×
How 33709 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity81%
Supply tightness56%
Affordability47%
Investment yield94%
Appreciation17%
Affordability, supply & momentum
31SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply22.7 mo
Days on Market45d
Inv vs History-4.9%
Listing Density15.2/1k
Affordability — payment burden
Monthly payment (P&I)$1,340
Payment burden30.6%
Median income · ZIP$52,621
Mortgage rate6.49% · 30yr
Total monthly own$1,606
Monthly rent$2,037
Market dynamics
Price cut %30.2%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply22.7
Sales (90d)20
Investment analysis
Median rent$2,037
Price-to-rent10.9
Est. cap rate6.0%
Buy vs rentfavors buying
Livability
Walk score3
Transit score4
Bike score—
Historical trends
Pinellas County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.