Saint Petersburg 33708

Pinellas County, FL · 23,370 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

39affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.9%
severe
Days on market
100
daily
Price cuts
28.2%
of active
Valuation
-17.1%
vs assessor
Look up an address
19
/100
Distressed
cooling · seller slight · prices easing year-over-year.
Supply / demand
7
Price trend
0
Affordability
25
Valuation
50
Economic health
39

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
Needs 18.7% correction for affordability
DOM: 65d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 33708. List price is roughly fair — focus on condition and value. Payment burden: 36.9% of median income. A 5% price correction needed to reach 30% affordability threshold. Median days on market: 65. Renting is approximately 53% cheaper than buying (price-to-rent ratio: 18.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 6.3% YoY.

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Market snapshoteach number, once

Median price
$509,355
▾ 6.3% YoY
Days on market
100
daily · zip_data
Median rent
$2,307
ZORI
Investor score
41/100
cash-flow lens
Active listings
355
90-day

Valuation3 lenses, different anchors

vs assessor
-17.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$422,310
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$228
Price-to-income6.1×

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How 33708 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity18%
Supply tightness50%
Affordability20%
Investment yield28%
Appreciation7%

Affordability, supply & momentum

10SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply38.4 mo
Days on Market100d
Inv vs History+1.0%
Listing Density44.5/1k
Affordability — payment burden
Monthly payment (P&I)$2,573
Payment burden36.9%
Median income · ZIP$83,773
Mortgage rate6.49% · 30yr
Total monthly own$3,082
Monthly rent$2,307
Market dynamics
Price cut %28.2%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply38.4
Sales (90d)31
Investment analysis
Median rent$2,307
Price-to-rent18.4
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score15
Transit score
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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