Pinellas Park 33781

Pinellas County, FL · 19,663 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

45affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.5%
stretched
Days on market
32
daily
Price cuts
31.1%
of active
Valuation
-16.9%
vs assessor
Look up an address
38
/100
Weak
cooling · balanced · prices easing year-over-year.
Supply / demand
52
Price trend
6
Affordability
45
Valuation
50
Economic health
45

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
Needs 10.4% correction for affordability
DOM: 37d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)40

Balanced market in 33781. List price is roughly fair — focus on condition and value. Payment burden: 33.5% of median income. Median days on market: 37. Renting is approximately 8% cheaper than buying (price-to-rent ratio: 13.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.6% YoY.

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Market snapshoteach number, once

Median price
$305,837
▾ 3.6% YoY
Days on market
32
daily · zip_data
Median rent
$1,959
ZORI
Investor score
70/100
cash-flow lens
Active listings
104
90-day

Valuation3 lenses, different anchors

vs assessor
-16.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$254,245
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$108
Price-to-income5.5×

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How 33781 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity91%
Supply tightness69%
Affordability33%
Investment yield75%
Appreciation23%

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.2 mo
Days on Market32d
Inv vs History+26.1%
Listing Density10.1/1k
Affordability — payment burden
Monthly payment (P&I)$1,545
Payment burden33.5%
Median income · ZIP$55,378
Mortgage rate6.49% · 30yr
Total monthly own$1,851
Monthly rent$1,959
Market dynamics
Price cut %31.1%
Momentumcooling
LeverageBALANCED
Months of supply14.2
Sales (90d)26
Investment analysis
Median rent$1,959
Price-to-rent13.0
Est. cap rate5.0%
Buy vs rentfavors buying

Livability

Walk score4
Transit score3
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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