Seminole 33776

Pinellas County, FL · 10,884 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30%
stretched
Days on market
53
daily
Price cuts
37.1%
of active
Valuation
-16.5%
vs assessor
Look up an address
47
/100
Mixed
stable · buyer advantage · prices easing year-over-year.
Supply / demand
39
Price trend
35
Affordability
65
Valuation
50
Economic health
51

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
DOM: 43d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 33776. List price is roughly fair — focus on condition and value. Payment burden: 30.1% of median income. Median days on market: 43. Renting is approximately 17% cheaper than buying (price-to-rent ratio: 14.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage. Prices down 1.2% YoY.

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Market snapshoteach number, once

Median price
$503,387
▾ 1.2% YoY
Days on market
53
daily · zip_data
Median rent
$2,999
ZORI
Investor score
70/100
cash-flow lens
Active listings
91
90-day

Valuation3 lenses, different anchors

vs assessor
-16.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$420,376
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$137
Price-to-income5.0×

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How 33776 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity71%
Supply tightness66%
Affordability51%
Investment yield60%
Appreciation61%

Affordability, supply & momentum

22SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply17.8 mo
Days on Market53d
Inv vs History+10.9%
Listing Density18.0/1k
Affordability — payment burden
Monthly payment (P&I)$2,543
Payment burden30%
Median income · ZIP$101,618
Mortgage rate6.49% · 30yr
Total monthly own$3,046
Monthly rent$2,999
Market dynamics
Price cut %37.1%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply17.8
Sales (90d)10
Investment analysis
Median rent$2,999
Price-to-rent14.0
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score4
Transit score2
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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