Saint Petersburg 33714

Pinellas County, FL · 13,358 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.6%
stretched
Days on market
51
daily
Price cuts
28.4%
of active
Valuation
-11.7%
vs assessor
Look up an address
35
/100
Weak
cooling · buyer advantage · prices easing year-over-year.
Supply / demand
36
Price trend
0
Affordability
45
Valuation
70
Economic health
43

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

47/ 100SellerBalancedBuyer
Balanced Market
Needs 13.3% correction for affordability
DOM: 41d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)40

Balanced market in 33714. List price is roughly fair — focus on condition and value. Payment burden: 34.6% of median income. Median days on market: 41. Renting is approximately 4% cheaper than buying (price-to-rent ratio: 12.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 5.7% YoY.

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Market snapshoteach number, once

Median price
$269,182
▾ 5.7% YoY
Days on market
51
daily · zip_data
Median rent
$1,791
ZORI
Investor score
66/100
cash-flow lens
Active listings
85
90-day

Valuation3 lenses, different anchors

vs assessor
-11.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$237,769
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$104
Price-to-income5.7×

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How 33714 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity74%
Supply tightness68%
Affordability27%
Investment yield82%
Appreciation10%

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply18.7 mo
Days on Market51d
Inv vs History-6.9%
Listing Density10.3/1k
Affordability — payment burden
Monthly payment (P&I)$1,360
Payment burden34.6%
Median income · ZIP$47,221
Mortgage rate6.49% · 30yr
Total monthly own$1,629
Monthly rent$1,791
Market dynamics
Price cut %28.4%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply18.7
Sales (90d)11
Investment analysis
Median rent$1,791
Price-to-rent12.5
Est. cap rate5.2%
Buy vs rentfavors buying

Livability

Walk score4
Transit score2
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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