Pensacola 32514

Pensacola-Ferry Pass-Brent, FL · Escambia County, FL · 14,845 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.8%
affordable
Days on market
50
daily
Price cuts
27.7%
of active
Valuation
-52.1%
vs assessor
Look up an address
69
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

35/ 100SellerBalancedBuyer
Seller's Market
DOM: 83d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Seller-favored market in 32514. Expect to pay at or near list price. Payment burden: 23.8% of median income. Median days on market: 83. Renting is approximately 18% cheaper than buying (price-to-rent ratio: 14.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$261,034
▴ 2.1% YoY
Days on market
50
daily · zip_data
Median rent
$1,530
ZORI
Investor score
78/100
cash-flow lens
Active listings
158
90-day

Valuation3 lenses, different anchors

vs assessor
-52.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$125,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Escambia+68.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$119
Price-to-income3.9×

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How 32514 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply15.7 mo
Days on Market50d
Inv vs History-9.4%
Listing Density9.0/1k
Market dynamics
Price cut %27.7%
Momentumwarming
LeverageBALANCED
Months of supply15.7
Sales (90d)0
Investment analysis
Median rent$1,530
Price-to-rent14.2
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score11
Transit score1
Bike score—

Historical trends

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Escambia County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Pensacola Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Escambia County