Pensacola 32503

Pensacola-Ferry Pass-Brent, FL · Escambia County, FL · 14,240 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.7%
affordable
Days on market
55
daily
Price cuts
29.3%
of active
Look up an address
68
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

44/ 100SellerBalancedBuyer
Balanced Market
DOM: 85d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 32503. List price is roughly fair — focus on condition and value. Payment burden: 26.8% of median income. Median days on market: 85. Renting is approximately 35% cheaper than buying (price-to-rent ratio: 16.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$298,441
▴ 1.4% YoY
Days on market
55
daily · zip_data
Median rent
$1,536
ZORI
Investor score
67/100
cash-flow lens
Active listings
187
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Escambia+68.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$86
Price-to-income4.4×

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How 32503 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

27SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply18.0 mo
Days on Market55d
Inv vs History-3.7%
Listing Density14.2/1k
Market dynamics
Price cut %29.3%
Momentumstable
LeverageBALANCED
Months of supply18
Sales (90d)0
Investment analysis
Median rent$1,536
Price-to-rent16.2
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score21
Transit score1
Bike score

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Escambia County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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