Pensacola 32501

Pensacola-Ferry Pass-Brent, FL · Escambia County, FL · 5,967 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

31affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
42.1%
severe
Days on market
85
daily
Price cuts
27.6%
of active
Valuation
+25.8%
vs assessor
Look up an address
34
/100
weak
stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

70/ 100SellerBalancedBuyer
Negotiate Hard
Needs 28.7% correction for affordability
DOM: 86d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Moderate buyer leverage in 32501. Room to negotiate 5-10% below list. Payment burden: 42.2% of median income. A 17% price correction needed to reach 30% affordability threshold. Median days on market: 86. Renting is approximately 12% cheaper than buying (price-to-rent ratio: 13.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$272,013
▾ 0.2% YoY
Days on market
85
daily · zip_data
Median rent
$1,680
ZORI
Investor score
75/100
cash-flow lens
Active listings
89
90-day

Valuation3 lenses, different anchors

vs assessor
+25.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$342,150
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Escambia+68.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$218
Price-to-income7.0×

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How 32501 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply29.8 mo
Days on Market85d
Inv vs History+1.0%
Listing Density19.2/1k
Market dynamics
Price cut %27.6%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply29.8
Sales (90d)0
Investment analysis
Median rent$1,680
Price-to-rent13.5
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score9
Transit score10
Bike score

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Escambia County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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