Pensacola 32502

Pensacola-Ferry Pass-Brent, FL · Escambia County, FL · 3,697 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.5%
stretched
Days on market
56
daily
Price cuts
24.6%
of active
Valuation
+38.7%
vs assessor
Look up an address
49
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 137d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)100

Balanced market in 32502. List price is roughly fair — focus on condition and value. Payment burden: 30.6% of median income. Median days on market: 137. Renting is approximately 18% cheaper than buying (price-to-rent ratio: 14.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.2% YoY.

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Market snapshoteach number, once

Median price
$340,320
▾ 2.2% YoY
Days on market
56
daily · zip_data
Median rent
$2,016
ZORI
Investor score
68/100
cash-flow lens
Active listings
87
90-day

Valuation3 lenses, different anchors

vs assessor
+38.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$471,920
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Escambia+68.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$268
Price-to-income5.0×

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How 32502 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply30.7 mo
Days on Market56d
Inv vs History+13.6%
Listing Density46.2/1k
Market dynamics
Price cut %24.6%
Momentumcooling
LeverageBALANCED
Months of supply30.7
Sales (90d)0
Investment analysis
Median rent$2,016
Price-to-rent14.1
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score13
Transit score5
Bike score

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Escambia County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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