Ocala 34475

Ocala, FL · Marion County, FL · 7,113 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

38affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
37.8%
severe
Days on market
127
daily
Price cuts
26.4%
of active
Look up an address
31
/100
weak
cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
Needs 20.6% correction for affordability
DOM: 115d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 34475. List price is roughly fair — focus on condition and value. Payment burden: 37.8% of median income. A 8% price correction needed to reach 30% affordability threshold. Median days on market: 115.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 1.8% YoY.

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Market snapshoteach number, once

Median price
$209,016
▾ 1.8% YoY
Days on market
127
daily · zip_data
Median rent
$1,490
ZORI
Investor score
77/100
cash-flow lens
Active listings
79
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.0%
County-wide market — the widest, slowest signal.
Marion+59.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$159
Price-to-income6.2×

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How 34475 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply19.1 mo
Days on Market127d
Inv vs History-4.1%
Listing Density17.1/1k
Market dynamics
Price cut %26.4%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply19.1
Sales (90d)0
Investment analysis
Median rent$1,490
Price-to-rent11.7
Est. cap rate5.6%
Buy vs rentfavors buying

Livability

Walk score2
Transit score2
Bike score—

Historical trends

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Ocala Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Marion County