Lakeland 33815
Lakeland-Winter Haven, FL · Polk County, FL · 4,175 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
49affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
31.1%
stretched
Days on market
50
daily
Price cuts
22.3%
of active
40
/100
mixed
cooling · balanced · prices easing year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 48d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)25
Days on Market (5%)60
Balanced market in 33815. List price is roughly fair — focus on condition and value. Payment burden: 31.1% of median income. Median days on market: 48.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.9% YoY.
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Market snapshoteach number, once
Median price
$186,903
▾ 3.9% YoY
Days on market
50
daily · zip_data
Median rent
$1,678
ZORI
Investor score
74/100
cash-flow lens
Active listings
21
90-day
Valuation3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.1%
County-wide market — the widest, slowest signal.
Polk+74.1%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$191
Price-to-income5.1×
How 33815 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
44SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply24.0 mo
Days on Market50d
Inv vs History-39.6%
Listing Density3.7/1k
Market dynamics
Price cut %22.3%
Momentumcooling
LeverageBALANCED
Months of supply24
Sales (90d)0
Investment analysis
Median rent$1,678
Price-to-rent9.3
Est. cap rate7.0%
Buy vs rentfavors buying
Livability
Walk score5
Transit score1
Bike score—
Historical trends
Polk County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.