Lakeland-Winter Haven, FL · Polk County, FL · 644 properties with county records
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Polk 33849 is in Polk County, FL, part of the Lakeland Metro. The typical home value in Polk 33849 is $395,150 (Zillow Home Value Index, August 2026), up 2.5% from a year earlier. Homes that sold went under contract in a median 92 days, and 0% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 33849 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Polk County's 35 ZIPs with a Zillow value, the middle one is $285,300, so 33849 sits 39% above the county middle. Lotvox holds county assessor records for 644 properties in 33849.
Headline value data through August 2026. Each source below carries its own date.
Is 33849 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 33849 is a balanced market. Homes went under contract in a median 92 days.
What do homes in 33849 sell for?
The typical home value in 33849 is $395,150 (Zillow Home Value Index, August 2026), up 2.5% in a year. County records put the median at about $245 per square foot (computed Apr 21, 2026).
Who is likely to sell in 33849?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 33849 has not passed that test yet. When it does, the score appears here.
How does 33849 compare to Polk County?
33849's typical value of $395,150 compares with a middle value of $285,300 across Polk County's 35 ZIPs. Both are Zillow Home Value Index figures for August 2026.
Where does this 33849 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
55
/100
mixed
stable · balanced · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Negotiate Hard
Needs 20.2% correction for affordability
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)20
Days on Market (5%)100
Moderate buyer leverage in 33849. Room to negotiate 5-10% below list. Payment burden: 34.5% of median income. Median days on market: 171. Market appears 58% overpriced vs. assessed values.
What to Offer
Offer 5-10% below list. You have room to negotiate.
Housing pulse — Housing pulse could not be loaded (429).
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Polk.
Current tiers · 12 months to Aug 25floor 10 sales/tier
7 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$154k
$123
5,266
28.4%
COUNTY · Polk, FL
$250k–$500k
$325k
$140
11,938
64.5%
COUNTY · Polk, FL
$500k–$750k
$555k
$158
860
4.6%
COUNTY · Polk, FL
$750k–$1M
$830k
$177
193
1.0%
COUNTY · Polk, FL
$1M–$1.5M
$1.20M
$210
118
0.6%
COUNTY · Polk, FL
$1.5M–$2M
$1.65M
$281
69
0.4%
COUNTY · Polk, FL
$2M+
$3.15M
$307
66
0.4%
COUNTY · Polk, FL
All sales (the headline median)
$304k
$139
18,510
100%
COUNTY · Polk, FL
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 33849.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Polk (95.3%) and Pasco (4.4%). County metrics below are shown separately for each county.
Polk (95.3%)
Pasco (4.4%)
ZIP 33849→2 counties
12-Month Direction
-8Stable
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
39· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
37.6%
severe
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.4% · Zillow ZHVI · Census income · Updated 2026-10-08
Price-to-rent
24.2x
favors renting
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation9
+73.1%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Insurance Risk
46/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
5.6%
FL 4.5%US 4.4%
Higher than many comparable counties
Source: BLS LAUS · 2026-0845d ago
Poverty Rate
13.0%
FL 12.4%US 12.6%
Near national averages
Median Household Income
$63,644
FL $72,373US $82,006
Near national averages
Cost of Living (RPP)
101.2
FL 101.2US 100.3
Near national averages
Home Value (ZHVI)$298,816
County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
