Lakeland 33813

Lakeland-Winter Haven, FL · Polk County, FL · 17,021 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.3%
affordable
Days on market
42
daily
Price cuts
31.7%
of active
Valuation
-1.6%
vs assessor
Look up an address
70
/100
stable
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 42d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)40

Balanced market in 33813. List price is roughly fair — focus on condition and value. Payment burden: 23.3% of median income. Median days on market: 42. Renting is approximately 34% cheaper than buying (price-to-rent ratio: 16.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$371,817
▾ 0.4% YoY
Days on market
42
daily · zip_data
Median rent
$1,925
ZORI
Investor score
63/100
cash-flow lens
Active listings
160
90-day

Valuation3 lenses, different anchors

vs assessor
-1.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$366,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.1%
County-wide market — the widest, slowest signal.
Polk+74.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$198
Price-to-income3.8×

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How 33813 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply19.4 mo
Days on Market42d
Inv vs History+5.7%
Listing Density11.8/1k
Market dynamics
Price cut %31.7%
Momentumstable
LeverageBALANCED
Months of supply19.4
Sales (90d)0
Investment analysis
Median rent$1,925
Price-to-rent16.1
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score3
Transit score
Bike score

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Polk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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