Loveland 80538
Loveland East · Larimer County, CO · 21,944 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Seller-favored market in 80538. Expect to pay at or near list price. Payment burden: 36.0% of median income. Median days on market: 104. Renting is approximately 69% cheaper than buying (price-to-rent ratio: 20.3).
Seller's market. Be prepared to pay near list price.
Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.3% YoY.
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Market snapshoteach number, once
Valuation3 lenses, different anchors
Affordability, supply & momentum
Supply is below normal — sellers are favored but buyers still have options.
Livability
Straight-line distance from the ZIP centroid (USGS PAD-US).
Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.