Fort Collins 80528

Fort Collins Southeast · Larimer County, CO · 8,556 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.5%
stretched
Days on market
55
daily
Price cuts
29.4%
of active
Valuation
+5.9%
vs assessor
Look up an address
53
/100
mixed
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
Needs 7.7% correction for affordability
DOM: 94d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)50
Days on Market (5%)100

Balanced market in 80528. List price is roughly fair — focus on condition and value. Payment burden: 32.5% of median income. Median days on market: 94. Renting is approximately 98% cheaper than buying (price-to-rent ratio: 23.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.7% YoY.

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Market snapshoteach number, once

Median price
$654,747
▾ 1.7% YoY
Days on market
55
daily · zip_data
Median rent
$2,292
ZORI
Investor score
35/100
cash-flow lens
Active listings
148
90-day

Valuation3 lenses, different anchors

vs assessor
+5.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$693,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.7%
County-wide market — the widest, slowest signal.
Larimer+63.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$209
Price-to-income5.4×

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How 80528 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

61SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.0 mo
Days on Market55d
Inv vs History+15.4%
Listing Density17.4/1k
Market dynamics
Price cut %29.4%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2
Sales (90d)0
Investment analysis
Median rent$2,292
Price-to-rent23.8
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score4
Transit score1
Bike score
Places & amenities in ZIP 80528 · 75 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space13
Fossil Creek Reservoir Natural AreaEagle View Natural AreaFossil Creek Wetlands Natural AreaArapaho Bend Natural AreaObservatory ParkSoaring Vista Natural Area+7 more
Trails8
Siphon OverpassPoudre River TrailMail Creek TrailCarpenter Road TrailHeron Loop TrailSandpiper Trail+2 more
Recreation & aquatics3
Integrity Sports ArenaBody Balance Wellness StudioPtarmigan Country Club
Venues & culture3
CinemarkColorado Front RangeNumerica Corporation
Dining & cafés25
DC Oakes Brew HouseStarbucksRomano's Macaroni GrillTexas RoadhouseAustin's American Grill - HarmonyKujira Ramen+19 more
Land & water20
Fossil Creek ReservoirDuck LakeFossil Creek Reservoir OutletMuskrat CreekKyger ReservoirCormorant Pond+14 more
Getting around2
Groome Transportation (formerly Green Ride)WKR Airport
Weekend range10
Boyd Lake State Park · state park4 mi
Kodak · state recreation area7 mi
Lory State Park · state park11 mi
St. Vrain State Park · state park23 mi
Cache La Poudre Wilderness · wilderness area26 mi
Comanche Peak Wilderness · wilderness area35 mi
Rocky Mountain National Park · national park38 mi
Barr Lake · state park40 mi
Indian Peaks Wilderness Area · wilderness area40 mi
Eldorado Canyon State Park · state park43 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

4,866 ft above sea level elevation · USGS 3DEP17 protected / open-space parcels · USGS PAD-USFort Collins: incorporated/founded 1864; named after William O. Collins · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Larimer County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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