Loveland 80537

Loveland · Larimer County, CO · 17,273 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.2%
severe
Days on market
49
daily
Price cuts
28.7%
of active
Valuation
-0.9%
vs assessor
Look up an address
43
/100
mixed
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

43/ 100SellerBalancedBuyer
Balanced Market
Needs 17.1% correction for affordability
DOM: 77d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 80537. List price is roughly fair — focus on condition and value. Payment burden: 36.3% of median income. Median days on market: 77. Renting is approximately 107% cheaper than buying (price-to-rent ratio: 24.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.2% YoY.

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Market snapshoteach number, once

Median price
$500,649
▾ 1.2% YoY
Days on market
49
daily · zip_data
Median rent
$1,683
ZORI
Investor score
33/100
cash-flow lens
Active listings
207
90-day

Valuation3 lenses, different anchors

vs assessor
-0.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$496,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.7%
County-wide market — the widest, slowest signal.
Larimer+63.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$186
Price-to-income6.0×

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How 80537 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

69SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.0 mo
Days on Market49d
Inv vs History+10.1%
Listing Density10.9/1k
Market dynamics
Price cut %28.7%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2
Sales (90d)0
Investment analysis
Median rent$1,683
Price-to-rent24.8
Est. cap rate2.6%
Buy vs rentfavors renting

Livability

Walk score6
Transit score1
Bike score
Places & amenities in ZIP 80537 · 173 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space32
Morey Wildlife ReserveWillow Bend Natural AreaBoedecker Bluff Natural AreaMedina's Crossing Natural AreaOxbow Natural AreaMariana Butte Natural Area+26 more
Trails19
Round Mountain Summit TrailRound Mountain NatureTrailMariana Butte TrailTrail to the TopBig Thompson River TrailShoshone Trail+13 more
Recreation & aquatics7
Anytime FitnessSalvation Army Food Pantry, Home Goods, & Social ServicesLoveland Laser TagLimitless Gym935 N. Lincoln Detox & Homeless Support ServicesNoco Fitness+1 more
Venues & culture19
Loveland Public LibraryThe Beet Art Education CenterLundeen Sculpture GalleriesLoveland MuseumArtworks: Center for Contemporary ArtMetroLux Theater+13 more
Dining & cafés39
StarbucksStarbucksPerkinsThe Coffee TreeNoCo Cat CafeWindjammer Roadhouse+33 more
Land & water56
Flatiron ReservoirBuckingham LakeBoedecker LakeBud Mielke ReservoirSchuster LakeSheep Mountain+50 more
Weekend range12
Boyd Lake State Park · state park9 mi
Lory State Park · state park13 mi
Kodak · state recreation area17 mi
St. Vrain State Park · state park18 mi
Cache La Poudre Wilderness · wilderness area23 mi
Rocky Mountain National Park · national park26 mi
Indian Peaks Wilderness Area · wilderness area27 mi
Comanche Peak Wilderness · wilderness area28 mi
Eldorado Canyon State Park · state park32 mi
Neota Wilderness · wilderness area35 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

5,292 ft above sea level elevation · USGS 3DEP56 protected / open-space parcels · USGS PAD-USLoveland: incorporated/founded 1877 · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Larimer County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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