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Loveland 80537 is in Larimer County, CO, part of the Fort Collins Metro. The typical home value in Loveland 80537 is $490,661 (Zillow Home Value Index, September 2026), down 0.5% from a year earlier. Homes that sold went under contract in a median 54 days, and 34% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 4.1 months of supply, sellers hold a slight edge. Lotvox scores all 15,227 homes in 80537 with county records every night with its Turnover Index; in a held-out test, the top fifth of scored homes accounted for 25.8% of the 407 sales that followed, against 20% by chance (scored Oct 25, 2026). Across Larimer County's 17 ZIPs with a Zillow value, the middle one is $552,670, so 80537 sits 11% below the county middle. Typical rent is $1,798 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 17,303 properties in 80537.
Headline value data through September 2026. Each source below carries its own date.
Is 80537 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 80537 is a seller's market, narrowly. Homes went under contract in a median 54 days with 4.1 months of supply.
What do homes in 80537 sell for?
The typical home value in 80537 is $490,661 (Zillow Home Value Index, September 2026), down 0.5% in a year. County records put the median at about $186 per square foot (computed Jul 26, 2026).
Who is likely to sell in 80537?
Lotvox's Turnover Index ranks every home in 80537 by how likely it is to sell, from county deed and parcel records, scored nightly. In a held-out test its top fifth held 25.8% of later sales, against 20% by chance.
How does 80537 compare to Larimer County?
80537's typical value of $490,661 compares with a middle value of $552,670 across Larimer County's 17 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 80537 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Balanced Market
Needs 22.3% correction for affordability
DOM: 77d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75
Balanced market in 80537. List price is roughly fair — focus on condition and value. Payment burden: 36.4% of median income. Median days on market: 77. Renting is approximately 107% cheaper than buying (price-to-rent ratio: 24.8).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT
Market is holding steady with balanced conditions. Sellers hold a slight edge.
Turnover Index · Live in this ZIPBacktest: 25.8% of later sellers were already in the top 20% (random = 20%, 407 held-out sales) · 15,227 parcels scored nightly
Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
+1.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$495,800
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.2%
County-wide market — the widest, slowest signal.
Larimer+63.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Boedecker Bluff Natural AreaBoise Bend Natural AreaCentennial ParkCottonwood Run Natural AreaDerby Hill ParkDwayne Webster Park+26 more
Trails19
Besant Point TrailBig Thompson River TrailCivic Center TrailFisherman's Cove TrailGrim Gulch TrailGrouse Hollow Trail+13 more
Recreation & aquatics7
935 N. Lincoln Detox & Homeless Support ServicesAnytime FitnessLimitless GymLoveland Laser TagNoco FitnessSalvation Army Food Pantry, Home Goods, & Social Services+1 more
Venues & culture19
Artspace GalleryArtworks: Center for Contemporary ArtHarts of LovelandLincoln GalleryLoveland MuseumLoveland Public Library+13 more
Dining & cafés39
Asian Cafe & GrillCactus GrilleCharlie L's PubChophouseCJ's Patio GrillDaddy O's Green Onion+33 more
Land & water56
Alexander MountainBald Mountain TunnelBarnes ditchBass PondBig Thompson ditch 2Big Thompson River+50 more
Weekend range12
Barr Lake · state park39 mi
Boyd Lake State Park · state park9 mi
Cache La Poudre Wilderness · wilderness area23 mi
Comanche Peak Wilderness · wilderness area28 mi
Eldorado Canyon State Park · state park32 mi
Golden Gate Canyon State Park · state park40 mi
Indian Peaks Wilderness Area · wilderness area27 mi
Kodak · state recreation area17 mi
Lory State Park · state park13 mi
Neota Wilderness · wilderness area35 mi
Straight-line distance from the ZIP centroid (USGS PAD-US).
Housing pulse — Housing pulse could not be loaded (429).
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from the most recent recorded sale per property in Larimer.
Current tiers · 12 months to Apr 26floor 10 sales/tier
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$150k
$211
29
4.1%
ZIP
$250k–$500k
$415k
$331
320
45.6%
ZIP
$500k–$750k
$575k
$345
201
28.7%
ZIP
$750k–$1M
$848k
$423
76
10.8%
ZIP
$1M–$1.5M
$1.20M
$510
50
7.1%
ZIP
$1.5M–$2M
$1.75M
$470
11
1.6%
ZIP
$2M+
$4.50M
$417
14
2.0%
ZIP
All sales (the headline median)
$500k
$348
701
100%
ZIP
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80537.
United States
West
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Apr 26 (5 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
ZIP 80537→Larimer County, COPop: 374,387
12-Month Direction
-9Stable
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
36· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
38.6%
severe
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Price-to-rent
22.7x
favors renting
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation14
+63.2%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
4.1 mo
balanced
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
34/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.4%
CO 3.8%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0855d ago
Poverty Rate
10.2%
CO 9.4%US 12.6%
Near national averages
Median Household Income
$91,364
CO $94,510US $82,006
Higher than most U.S. counties
Cost of Living (RPP)
112.5
CO 111.8US 100.3
Higher than many comparable counties
Home Value (ZHVI)$556,492
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA
