Berthoud 80513

Larimer County, CO · 9,130 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.6%
stretched
Days on market
62
daily
Price cuts
29.0%
of active
Valuation
-3.8%
vs assessor
Look up an address
58
/100
mixed
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
Needs 5.1% correction for affordability
DOM: 75d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 80513. List price is roughly fair — focus on condition and value. Payment burden: 31.7% of median income. Median days on market: 75. Renting is approximately 51% cheaper than buying (price-to-rent ratio: 18.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.5% YoY.

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Market snapshoteach number, once

Median price
$610,773
▾ 1.5% YoY
Days on market
62
daily · zip_data
Median rent
$2,808
ZORI
Investor score
54/100
cash-flow lens
Active listings
169
90-day

Valuation3 lenses, different anchors

vs assessor
-3.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$587,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.7%
County-wide market — the widest, slowest signal.
Larimer+63.7%
Weld+68.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$240
Price-to-income5.2×

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How 80513 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

54SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.0 mo
Days on Market62d
Inv vs History+10.6%
Listing Density27.8/1k
Market dynamics
Price cut %29.0%
Momentumstable
LeverageSELLER SLIGHT
Months of supply2
Sales (90d)0
Investment analysis
Median rent$2,808
Price-to-rent18.1
Est. cap rate3.6%
Buy vs rentneutral

Livability

Walk score2
Transit score
Bike score
Places & amenities in ZIP 80513 · 62 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space6
Berthoud Bike ParkWaggener FarmsPioneer ParkRoberts Lake ParkFickel ParkHillsdale Park
Trails10
SmokejumperBarnstormerDitchriderCrop HoppersRaptor RidgeBicycle Playground+4 more
Recreation & aquatics3
Berthoud Recreation CenterBerthoud Swimming PoolTPC Colorado
Venues & culture5
Berthoud LibraryLittle Thompson Valley Pioneer MuseumCarter Lake DamNorthern Colorado Water Conservancy DistrictLittle Thompson River Bridge
Dining & cafés4
StarbucksDerby GrilleBrick Oven PizzaCity Star Brewery
Land & water29
Lonetree ReservoirWelch ReservoirColeman ReservoirBacon LakeIde and Starbird Reservoir Number 1Miller Reservoir+23 more
Getting around4
Skywagon Ranch AirportSkylane Ranch AirportLazy W AirportPond's Field
Weekend range11
Boyd Lake State Park · state park11 mi
St. Vrain State Park · state park11 mi
Kodak · state recreation area16 mi
Lory State Park · state park19 mi
Eldorado Canyon State Park · state park28 mi
Indian Peaks Wilderness Area · wilderness area29 mi
Barr Lake · state park30 mi
Cache La Poudre Wilderness · wilderness area31 mi
Rocky Mountain National Park · national park31 mi
Comanche Peak Wilderness · wilderness area35 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

5,048 ft above sea level elevation · USGS 3DEP29 protected / open-space parcels · USGS PAD-USBerthoud: named after Edward L. Berthoud · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Larimer County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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