Fort Collins 80521

Fort Collins West · Larimer County, CO · 9,681 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
61.3%
severe
Days on market
51
daily
Price cuts
28.4%
of active
Valuation
-0.6%
vs assessor
Look up an address
38
/100
weak
stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

46/ 100SellerBalancedBuyer
Balanced Market
Needs 51.1% correction for affordability
DOM: 68d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 80521. List price is roughly fair — focus on condition and value. Payment burden: 61.3% of median income. A 43% price correction needed to reach 30% affordability threshold. Median days on market: 68. Renting is approximately 98% cheaper than buying (price-to-rent ratio: 23.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$532,396
▾ 0.6% YoY
Days on market
51
daily · zip_data
Median rent
$1,866
ZORI
Investor score
37/100
cash-flow lens
Active listings
116
90-day

Valuation3 lenses, different anchors

vs assessor
-0.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$529,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+63.7%
County-wide market — the widest, slowest signal.
Larimer+63.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$202
Price-to-income10.1×

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How 80521 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

66SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.0 mo
Days on Market51d
Inv vs History+33.9%
Listing Density8.0/1k
Market dynamics
Price cut %28.4%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply2
Sales (90d)0
Investment analysis
Median rent$1,866
Price-to-rent23.8
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score41
Transit score9
Bike score
Places & amenities in ZIP 80521 · 115 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space16
Saddle Ridge Natural AreaPuente Verde Natural AreaReservoir Ridge Natural AreaOverland ParkButterfly WoodsLions' Open Space+10 more
Trails22
West Pitkin StreetUniversity AvenueMeadow TrailNorth Loop TrailMichaud SpurFoothills Trail+16 more
Recreation & aquatics10
Moby ArenaStudent Recreation CenterClub TicoAnderson AcademicMoby B-wingIndoor Practice Facility+4 more
Venues & culture15
Lincoln CenterAvery HouseStudy CubeMorgan LibraryThe Farm at Lee Martinez ParkCity of Fort Collins Pottery Studio+9 more
Dining & cafés39
Dutch Bros. CoffeeFoCo Cafe - Free Meals for AllMythmaker BrewingYum Yum'sLa Casita Mexican CuisineDing Tea+33 more
Land & water7
Claymore LakeSheldon LakeBingham HillLee LakeCollege LakeLincoln School Pond+1 more
Getting around5
Christman FieldMountain & HowesCSU Transit Center (CTC)City ParkMountain & Shields
Weekend range9
Lory State Park · state park4 mi
Boyd Lake State Park · state park12 mi
Kodak · state recreation area16 mi
Cache La Poudre Wilderness · wilderness area17 mi
Comanche Peak Wilderness · wilderness area29 mi
St. Vrain State Park · state park30 mi
Rocky Mountain National Park · national park34 mi
Indian Peaks Wilderness Area · wilderness area40 mi
Curt Gowdy State Park · state park41 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

5,089 ft above sea level elevation · USGS 3DEP13 protected / open-space parcels · USGS PAD-USFort Collins: incorporated/founded 1864; named after William O. Collins · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Larimer County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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