Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
Needs 17.8% correction for affordability
DOM: 57d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)40
Supply & Demand (20%)0
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60
Balanced market in 80403. List price is roughly fair — focus on condition and value. Payment burden: 36.5% of median income. Median days on market: 57. Renting is approximately 121% cheaper than buying (price-to-rent ratio: 26.5).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT
Market is holding steady with balanced conditions. Sellers hold a slight edge.
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Douglas Mountain Study AreaNorth Table Mountain ParkRalston Creek State Wildlife AreaWhite Ash Mine ParkNew Loveland Mine ParkTony Grampas Memorial Sports Complex+19 more
Trails78
Raccoon TrailCedar Gulch TrailBelcher Hill TrailPeaks to Plains AccessEvening Sun LoopMiddle Longhorn Trail+72 more
Recreation & aquatics6
Table Mountain RanchThe Spot GoldenThe Golden Gate GarageCoal Creek Community HallGolden High Country ArchersNorth Area Athletic Complex
Venues & culture7
Colorado Railroad MuseumPlasticCoal CreekArapahoeFairmountKBCO+1 more
Dining & cafés16
StarbucksNew Terrain Brewing Co.In The ZoneCannonball Creek BreweryPhở Canyon PointHolidaily Brewing+10 more
Land & water49
North Table MountainRalston ReservoirUpper Long LakeLower Long LakeTremont MountainFairmount Reservoir+43 more
Weekend range12
Eldorado Canyon State Park · state park6 mi
Golden Gate Canyon · state park7 mi
James Peak Wilderness · wilderness area19 mi
James Peak Protection Area (National) · national conservation area22 mi
Staunton State Park · state park23 mi
Mount Evans Wilderness · wilderness area24 mi
Indian Peaks Wilderness · wilderness area25 mi
Chatfield State Park · state park26 mi
Vasquez Peak Wilderness · wilderness area28 mi
St. Vrain State Park · state park29 mi
Straight-line distance from the ZIP centroid (USGS PAD-US).
Jefferson County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Jefferson (92.9%) and Boulder (7%). County metrics below are shown separately for each county.
Jefferson (92.9%)
Boulder (7%)
ZIP 80403→2 counties
12-Month Direction
-7Stable
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
35· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden40
36%
severe
Source: Lotvox · Updated 2026-05-15
Buy vs Rent0
2.318x
rent advantage
Source: Lotvox · Updated 2026-05-15
Valuation12
+69.4%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand3
2.4 mo
balanced
Source: Lotvox MLS · Updated 2026-05-15
Insurance Risk
33/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators remain stronger than national averages.
Unemployment Rate
3.4%
CO 3.8%US 4.4%
Lower than most U.S. counties
Source: BLS LAUS · 2026-0540d ago
Poverty Rate
7.4%
CO 9.4%US 12.6%
Lower than most U.S. counties
Median Household Income
$107,800
CO $94,510US $82,006
Higher than most U.S. counties
Cost of Living (RPP)
112.5
CO 111.8US 100.3
Higher than many comparable counties
Home Value (ZHVI)$620,939
County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
