Chicago 60629

Cook County, IL · 74,241 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.8%
affordable
Days on market
56
daily
Price cuts
18.7%
of active
Valuation
-22.1%
vs assessor
Look up an address
66
/100
Stable
stable · balanced · prices rising year-over-year.
Price trend
62
Affordability
85
Valuation
50
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
DOM: 58d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 60629. List price is roughly fair — focus on condition and value. Payment burden: 27.8% of median income. Median days on market: 58. Renting is approximately 31% cheaper than buying (price-to-rent ratio: 15.7). Market appears 10% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$269,680
▴ 0.8% YoY
Days on market
56
daily · zip_data
Median rent
$1,434
ZORI
Investor score
69/100
cash-flow lens
Active listings
113
90-day

Valuation3 lenses, different anchors

vs assessor
-22.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$210,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$167
Price-to-income4.6×

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How 60629 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity40%
Supply tightness41%
Affordability5%
Investment yield51%
Appreciation12%

Affordability, supply & momentum

22SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.1 mo
Days on Market56d
Inv vs History-3.6%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,362
Payment burden27.8%
Median income · ZIP$58,813
Mortgage rate6.49% · 30yr
Total monthly own$1,632
Monthly rent$1,434
Market dynamics
Price cut %18.7%
Momentumstable
LeverageBALANCED
Months of supply18.1
Sales (90d)0
Investment analysis
Median rent$1,434
Price-to-rent15.7
Est. cap rate4.1%
Buy vs rentneutral

Livability

Walk score5
Transit score34
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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