Chicago 60628
Cook County, IL · 81,576 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
69affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
18.9%
affordable
Days on market
69
daily
Price cuts
24.3%
of active
Valuation
-29.1%
vs assessor
72
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
62
Affordability
95
Valuation
50
Economic health
69
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 69d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)25
Days on Market (5%)75
Balanced market in 60628. List price is roughly fair — focus on condition and value. Payment burden: 18.9% of median income. Median days on market: 69.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED
Market is warming with rising prices. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$155,189
▴ 1.7% YoY
Days on market
69
daily · zip_data
Median rent
$1,796
ZORI
Investor score
88/100
cash-flow lens
Active listings
267
90-day
Valuation3 lenses, different anchors
vs assessor
-29.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$110,010
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$93
Price-to-income3.1×
How 60628 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity29%
Supply tightness33%
Affordability31%
Investment yield97%
Appreciation16%
Affordability, supply & momentum
18SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply20.4 mo
Days on Market69d
Inv vs History-2.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$784
Payment burden18.9%
Median income · ZIP$49,719
Mortgage rate6.49% · 30yr
Total monthly own$939
Monthly rent$1,796
Market dynamics
Price cut %24.3%
Momentumwarming
LeverageBALANCED
Months of supply20.4
Sales (90d)0
Investment analysis
Median rent$1,796
Price-to-rent7.2
Est. cap rate9.0%
Buy vs rentfavors buying
Livability
Walk score8
Transit score45
Bike score—
Historical trends
Cook County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.