TULSA · Tulsa County, OK · 136 properties with county records
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TULSA 74103 is in Tulsa, OK, part of the Tulsa Metro. Homes that sold went under contract in a median 728 days, and 0% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 1 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 74103 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Tulsa's 9 ZIPs with a Zillow value, the middle one is $212,000, so 74103 sits 5% above the county middle. Typical rent is $1,397 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 136 properties in 74103.
Is 74103 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 74103 is a balanced market. Homes went under contract in a median 728 days with 1 months of supply.
What do homes in 74103 sell for?
The ZIP-wide typical value in 74103 is $222,500 (Zillow Home Value Index, null), up 0.0% in a year. County records put the median at about $293 per square foot (computed Jul 26, 2026).
Who is likely to sell in 74103?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 74103 has not passed that test yet. When it does, the score appears here.
How does 74103 compare to Tulsa?
74103's ZIP-wide typical value of $222,500 compares with a middle value of $212,000 across Tulsa's 9 ZIPs. Both are Zillow Home Value Index figures for null.
Where does this 74103 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Cite as: Lotvox ZIP market record, 74103 TULSA, OK, https://lotvox.com/tulsa/zip/74103
Listings Flow Ladder — 74103
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026
Thin market — under 25 active listings; ratios withheld
the basin is drainingnet -0 listings/mo
Faucet — new listings
1/mo
— of normal (—) · unknown
Basin — active listings
1
17% of normal (6) · low· baseline thin
Months of supply
1 mo
derived — not published at this grain
Drain — closed sales
1/mo
— of normal (—)
Net — faucet minus drain
-0/mo
draining
Reading
current
as of 2026-09-30
Compare against:2015-01-01 to 2019-12-31 · 1 same-month points
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
—Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
—Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
Closed sales over 24 months — two different numbers, deliberately not merged.
0/mofall in the monthly rate (0%)— peak 1/mo (2025-03-31) to 1/mo now
0transactions that did not happen— summed monthly shortfall vs the same-month normal, over 0 months below it (vs 2015-19 (COVID excluded))
rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30
Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (0 new, 3 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.
Should you buy here?
buyer-timing lens
76affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
15.9%
affordable
Days on market
728
daily
Price cuts
0.0%
of active
Valuation
+9.6%
vs assessor
Days on market and price cuts: Redfin Data Center, rolling 90 days.
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
79
/100
stable
· balanced · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Strong Seller's Market
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)25
Days on Market (5%)60
Strong seller's market in 74103. Bidding wars likely — be prepared to go above list. Payment burden: 14.7% of median income. Median days on market: 51. Renting is approximately 21% cheaper than buying (price-to-rent ratio: 14.5).
Buyer Caution
Expect bidding wars. Consider offering at or above list to compete.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
BALANCED
Conditions are balanced between buyers and sellers.
Address lookup
$99 report path
Look Up an Address in 74103
Just type the street — we'll auto-scope the search to ZIP 74103.
Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
+9.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$243,750
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+66.4%
County-wide market — the widest, slowest signal.
Tulsa+66.4%
Tulsa+66.4%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
in 6,265 · out 7,026 · Tulsa County, OK (parent county of this ZIP)
active inventory
as of 2026-07-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Tulsa.
Aggregate median +3.1% YoY in Tulsa, OK (county), but the under-$500k tier is +3.8% — both the aggregate and the entry tier are rising. Over the same year the under-$500k share of sales moved from 87.0% to 87.0% (+0.0pp) and the $1M+ share from 2.5% to 2.1% (-0.4pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
7 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$170k
$131
4,920
—
COUNTY · Tulsa, OK
$250k–$500k
$325k
$164
4,779
—
COUNTY · Tulsa, OK
$500k–$750k
$589k
$186
969
—
COUNTY · Tulsa, OK
$750k–$1M
$843k
$230
247
—
COUNTY · Tulsa, OK
$1M–$1.5M
$1.20M
$293
123
—
COUNTY · Tulsa, OK
$1.5M–$2M
$1.70M
$319
44
—
COUNTY · Tulsa, OK
$2M+
$3.17M
$416
63
—
COUNTY · Tulsa, OK
All sales (the headline median)
$734k
$315
10
100%
ZIP
ZIP-level history was too thin to draw the tiers; served at county level (Tulsa, OK), by quarter.
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 74103.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Tulsa (80.9%) and Tulsa (19.1%). County metrics below are shown separately for each county.
Tulsa (80.9%)
Tulsa (19.1%)
ZIP 74103→2 counties
12-Month Direction
+13Moderate Improvement
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
33· Distressed
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
15.9%
affordable
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Price-to-rent
13.3x
favors buying
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation0
+66.4%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
1 mo
seller's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
26/100
low_risk
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.2%
OK 3.6%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0858d ago
Poverty Rate
15.1%
OK 15.9%US 12.6%
Near national averages
Median Household Income
$67,317
OK $64,390US $82,006
Near national averages
Cost of Living (RPP)
88.5
OK 88.5US 100.3
Lower than most U.S. counties
Home Value (ZHVI)$254,167
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
ZIP-wide typical value: Zillow Home Value Index (ZHVI); change is the 12-month change.
Owner stock, age of householder
Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.
Derived — this ZIP
2.4% in 2023
of owner-occupied homes have a householder 75 or older
