Wildwood 34785

The Villages, FL · Sumter County, FL · 7,276 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.5%
stretched
Days on market
87
daily
Price cuts
25.5%
of active
Valuation
-19.9%
vs assessor
Look up an address
42
/100
mixed
cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
Needs 13% correction for affordability
DOM: 100d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 34785. Room to negotiate 5-10% below list. Payment burden: 34.5% of median income. Median days on market: 100. Renting is approximately 12% cheaper than buying (price-to-rent ratio: 13.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 1.4% YoY.

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Market snapshoteach number, once

Median price
$272,977
▾ 1.4% YoY
Days on market
87
daily · zip_data
Median rent
$1,688
ZORI
Investor score
72/100
cash-flow lens
Active listings
107
90-day

Valuation3 lenses, different anchors

vs assessor
-19.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$218,600
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.5%
County-wide market — the widest, slowest signal.
Sumter+56.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$163
Price-to-income5.7×

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How 34785 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

20SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply32.4 mo
Days on Market87d
Inv vs History-18.9%
Listing Density18.4/1k
Market dynamics
Price cut %25.5%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply32.4
Sales (90d)0
Investment analysis
Median rent$1,688
Price-to-rent13.5
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score8
Transit score—
Bike score—

Historical trends

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Sumter County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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The Villages Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Sumter County