Oxford 34484

The Villages, FL · Sumter County, FL · 3,224 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

61affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.6%
affordable
Days on market
81
daily
Price cuts
29.3%
of active
Valuation
-71.7%
vs assessor
Look up an address
55
/100
mixed
stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

46/ 100SellerBalancedBuyer
Balanced Market
DOM: 65d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 34484. List price is roughly fair — focus on condition and value. Payment burden: 23.7% of median income. Median days on market: 65. Renting is approximately 43% cheaper than buying (price-to-rent ratio: 17.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$354,180
▾ 0.5% YoY
Days on market
81
daily · zip_data
Median rent
$1,713
ZORI
Investor score
60/100
cash-flow lens
Active listings
55
90-day

Valuation3 lenses, different anchors

vs assessor
-71.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$100,300
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.5%
County-wide market — the widest, slowest signal.
Sumter+56.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$186
Price-to-income3.9×

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How 34484 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply37.3 mo
Days on Market81d
Inv vs History-2.7%
Listing Density22.2/1k
Market dynamics
Price cut %29.3%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply37.3
Sales (90d)0
Investment analysis
Median rent$1,713
Price-to-rent17.2
Est. cap rate3.8%
Buy vs rentneutral

Livability

Walk score—
Transit score—
Bike score—

Historical trends

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Sumter County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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The Villages Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Sumter County