Lake Panasoffkee 33538

The Villages, FL · Sumter County, FL · 2,946 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.8%
affordable
Days on market
84
daily
Price cuts
29.5%
of active
Valuation
-43.7%
vs assessor
Look up an address
61
/100
stable
stable · buyer advantage · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

70/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 81d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 33538. Room to negotiate 5-10% below list. Payment burden: 26.8% of median income. Median days on market: 81. Renting is approximately 58% cheaper than buying (price-to-rent ratio: 19.0). Market appears 37% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$216,176
▴ 0.1% YoY
Days on market
84
daily · zip_data
Median rent
$949
ZORI
Investor score
53/100
cash-flow lens
Active listings
22
90-day

Valuation3 lenses, different anchors

vs assessor
-43.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$121,750
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.5%
County-wide market — the widest, slowest signal.
Sumter+56.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$164
Price-to-income4.4×

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How 33538 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.0 mo
Days on Market84d
Inv vs History-28.5%
Listing Density8.7/1k
Market dynamics
Price cut %29.5%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply20
Sales (90d)0
Investment analysis
Median rent$949
Price-to-rent19.0
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score
Transit score
Bike score

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Sumter County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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