33521

Sumter County, FL · 449 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.1%
severe
Days on market
78
daily
Price cuts
0.0%
of active
Look up an address
46
/100
mixed
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

90/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 16.9% correction for affordability
DOM: 34d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)100
Days on Market (5%)40

Strong buyer leverage in 33521. If you must buy now, offer 10-15% below list price. Payment burden: 36.1% of median income. Median days on market: 34. Renting is approximately 159% cheaper than buying (price-to-rent ratio: 31.1). Market appears 56% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$330,000
▴ 0.0% YoY
Days on market
78
daily · zip_data
Median rent
$885
ZORI
Investor score
32/100
cash-flow lens
Active listings
1
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.5%
County-wide market — the widest, slowest signal.
Sumter+56.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$274
Price-to-income6.0×

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How 33521 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply24.0 mo
Days on Market78d
Inv vs History-30.0%
Listing Density3.9/1k
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply24
Sales (90d)0
Investment analysis
Median rent$885
Price-to-rent31.1
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score22
Transit score
Bike score

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Sumter County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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