Clearwater 33759

Pinellas County, FL · 10,778 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

45affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.1%
stretched
Days on market
60
daily
Price cuts
35.3%
of active
Valuation
-15.5%
vs assessor
Look up an address
40
/100
Mixed
cooling · buyer advantage · prices easing year-over-year.
Supply / demand
30
Price trend
35
Affordability
45
Valuation
50
Economic health
45

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
Needs 9.4% correction for affordability
DOM: 60d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 33759. List price is roughly fair — focus on condition and value. Payment burden: 33.1% of median income. Median days on market: 60. Renting is approximately 17% cheaper than buying (price-to-rent ratio: 14.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 1.3% YoY.

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Market snapshoteach number, once

Median price
$348,182
▾ 1.3% YoY
Days on market
60
daily · zip_data
Median rent
$2,072
ZORI
Investor score
69/100
cash-flow lens
Active listings
76
90-day

Valuation3 lenses, different anchors

vs assessor
-15.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$294,221
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$109
Price-to-income5.5×

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How 33759 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity61%
Supply tightness56%
Affordability33%
Investment yield60%
Appreciation59%

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.9 mo
Days on Market60d
Inv vs History-4.5%
Listing Density10.0/1k
Affordability — payment burden
Monthly payment (P&I)$1,759
Payment burden33.1%
Median income · ZIP$63,804
Mortgage rate6.49% · 30yr
Total monthly own$2,107
Monthly rent$2,072
Market dynamics
Price cut %35.3%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply20.9
Sales (90d)10
Investment analysis
Median rent$2,072
Price-to-rent14.0
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score1
Transit score2
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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