Clearwater 33755

Pinellas County, FL · 19,562 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.6%
stretched
Days on market
46
daily
Price cuts
29.8%
of active
Valuation
-11.8%
vs assessor
Look up an address
44
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Supply / demand
37
Price trend
35
Affordability
45
Valuation
70
Economic health
43

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
Needs 13.3% correction for affordability
DOM: 46d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 33755. List price is roughly fair — focus on condition and value. Payment burden: 34.6% of median income. Median days on market: 46. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 2.3% YoY.

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Market snapshoteach number, once

Median price
$340,190
▾ 2.3% YoY
Days on market
46
daily · zip_data
Median rent
$2,143
ZORI
Investor score
72/100
cash-flow lens
Active listings
133
90-day

Valuation3 lenses, different anchors

vs assessor
-11.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$300,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.3%
County-wide market — the widest, slowest signal.
Pinellas+70.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$122
Price-to-income5.7×

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How 33755 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity80%
Supply tightness65%
Affordability27%
Investment yield71%
Appreciation40%

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply18.3 mo
Days on Market46d
Inv vs History-7.9%
Listing Density12.6/1k
Affordability — payment burden
Monthly payment (P&I)$1,718
Payment burden34.6%
Median income · ZIP$59,613
Mortgage rate6.49% · 30yr
Total monthly own$2,059
Monthly rent$2,143
Market dynamics
Price cut %29.8%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply18.3
Sales (90d)23
Investment analysis
Median rent$2,143
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score5
Transit score18
Bike score

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Pinellas County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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