Poinciana 34758

Osceola County, FL · 17,525 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.1%
stretched
Days on market
46
daily
Price cuts
26.0%
of active
Valuation
-23.7%
vs assessor
Look up an address
40
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
3
Affordability
65
Valuation
50
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 64d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 34758. List price is roughly fair — focus on condition and value. Payment burden: 28.1% of median income. Median days on market: 64. Renting is approximately 7% cheaper than buying (price-to-rent ratio: 12.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.0% YoY.

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Market snapshoteach number, once

Median price
$310,681
▾ 4.0% YoY
Days on market
46
daily · zip_data
Median rent
$2,015
ZORI
Investor score
70/100
cash-flow lens
Active listings
230
90-day

Valuation3 lenses, different anchors

vs assessor
-23.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$237,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.5%
County-wide market — the widest, slowest signal.
Osceola+64.5%
Polk+74.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$166
Price-to-income4.6×

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How 34758 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity80%
Supply tightness50%
Affordability62%
Investment yield78%
Appreciation19%

Affordability, supply & momentum

30SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply19.1 mo
Days on Market46d
Inv vs History-20.6%
Listing Density19.9/1k
Affordability — payment burden
Monthly payment (P&I)$1,569
Payment burden28.1%
Median income · ZIP$67,128
Mortgage rate6.49% · 30yr
Total monthly own$1,880
Monthly rent$2,015
Market dynamics
Price cut %26.0%
Momentumcooling
LeverageBALANCED
Months of supply19.1
Sales (90d)0
Investment analysis
Median rent$2,015
Price-to-rent12.8
Est. cap rate5.1%
Buy vs rentfavors buying

Livability

Walk score
Transit score2
Bike score

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Osceola County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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