Campbell 34746

Osceola County, FL · 30,041 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.4%
stretched
Days on market
81
daily
Price cuts
19.0%
of active
Valuation
-38.3%
vs assessor
Look up an address
38
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
8
Affordability
65
Valuation
35
Economic health
47

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
Needs 7.4% correction for affordability
DOM: 100d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 34746. List price is roughly fair — focus on condition and value. Payment burden: 32.4% of median income. Median days on market: 100. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.2% YoY.

Address lookup$99 report path

Look Up an Address in 34746

Just type the street — we'll auto-scope the search to ZIP 34746.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$361,257
▾ 4.2% YoY
Days on market
81
daily · zip_data
Median rent
$2,275
ZORI
Investor score
69/100
cash-flow lens
Active listings
720
90-day

Valuation3 lenses, different anchors

vs assessor
-38.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$223,050
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.5%
County-wide market — the widest, slowest signal.
Osceola+64.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$194
Price-to-income5.3×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 34746 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity33%
Supply tightness0%
Affordability38%
Investment yield71%
Appreciation18%

Affordability, supply & momentum

14SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply32.9 mo
Days on Market81d
Inv vs History-11.5%
Listing Density44.1/1k
Affordability — payment burden
Monthly payment (P&I)$1,825
Payment burden32.4%
Median income · ZIP$67,677
Mortgage rate6.49% · 30yr
Total monthly own$2,186
Monthly rent$2,275
Market dynamics
Price cut %19.0%
Momentumcooling
LeverageBALANCED
Months of supply32.9
Sales (90d)0
Investment analysis
Median rent$2,275
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score4
Transit score1
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Osceola County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes