Kissimmee 34743

Osceola County, FL · 12,977 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

42affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.9%
stretched
Days on market
38
daily
Price cuts
20.8%
of active
Valuation
-61.7%
vs assessor
Look up an address
30
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
16
Affordability
45
Valuation
20
Economic health
42

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

62/ 100SellerBalancedBuyer
Negotiate Hard
Needs 14% correction for affordability
DOM: 56d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)25
Days on Market (5%)60

Moderate buyer leverage in 34743. Room to negotiate 5-10% below list. Payment burden: 34.9% of median income. Median days on market: 56. Renting is approximately 13% cheaper than buying (price-to-rent ratio: 13.6). Market appears 16% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.3% YoY.

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Market snapshoteach number, once

Median price
$340,739
▾ 3.3% YoY
Days on market
38
daily · zip_data
Median rent
$2,086
ZORI
Investor score
68/100
cash-flow lens
Active listings
101
90-day

Valuation3 lenses, different anchors

vs assessor
-61.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$130,450
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.5%
County-wide market — the widest, slowest signal.
Osceola+64.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$211
Price-to-income5.8×

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How 34743 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity87%
Supply tightness58%
Affordability26%
Investment yield68%
Appreciation27%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply17.1 mo
Days on Market38d
Inv vs History-0.4%
Listing Density8.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,721
Payment burden34.9%
Median income · ZIP$59,186
Mortgage rate6.49% · 30yr
Total monthly own$2,062
Monthly rent$2,086
Market dynamics
Price cut %20.8%
Momentumcooling
LeverageBALANCED
Months of supply17.1
Sales (90d)0
Investment analysis
Median rent$2,086
Price-to-rent13.6
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score5
Transit score3
Bike score

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Osceola County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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