Intercession City 33848

Osceola County, FL · 445 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

71affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
17.9%
affordable
Days on market
170
daily
Price cuts
0.0%
of active
Valuation
-42.9%
vs assessor
Look up an address
78
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
90
Affordability
95
Valuation
35
Economic health
71

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

55/ 100SellerBalancedBuyer
Balanced Market
Score Components
Payment Burden (25%)0
Valuation Gap (25%)80
Supply & Demand (20%)85
Buy vs Rent (15%)50
Days on Market (5%)100

Balanced market in 33848. List price is roughly fair — focus on condition and value. Payment burden: 17.9% of median income. Median days on market: 170. Renting is approximately 27% cheaper than buying (price-to-rent ratio: 15.2). Market appears 24% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.7% YoY.

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Market snapshoteach number, once

Median price
$210,300
▴ 3.7% YoY
Days on market
170
daily · zip_data
Median rent
$1,152
ZORI
Investor score
76/100
cash-flow lens
Active listings
2
90-day

Valuation3 lenses, different anchors

vs assessor
-42.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$120,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.5%
County-wide market — the widest, slowest signal.
Osceola+64.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$266
Price-to-income3.0×

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How 33848 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity5%
Supply tightness0%
Affordability98%
Investment yield51%
Appreciation95%

Affordability, supply & momentum

11SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.0 mo
Days on Market170d
Inv vs History--
Listing Density13.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,062
Payment burden17.9%
Median income · ZIP$71,189
Mortgage rate6.49% · 30yr
Total monthly own$1,273
Monthly rent$1,152
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply12
Sales (90d)0
Investment analysis
Median rent$1,152
Price-to-rent15.2
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score
Transit score100
Bike score

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Osceola County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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