Delray Beach 33446

Palm Beach County, FL · 19,481 properties with county records

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Delray Beach 33446 is in Palm Beach County, FL, part of the Miami–Fort Lauderdale Metro. The typical home value in Delray Beach 33446 is $338,698 (Zillow Home Value Index, August 2026), up 0.7% from a year earlier. Homes that sold went under contract in a median 89 days, and 24% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 4.7 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 33446 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Palm Beach County's 50 ZIPs with a Zillow value, the middle one is $464,900, so 33446 sits 27% below the county middle. Typical rent is $2,698 a month (Zillow Observed Rent Index, August 2026). Lotvox holds county assessor records for 19,481 properties in 33446.

Headline value data through August 2026. Each source below carries its own date.

Is 33446 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 33446 is a balanced market. Homes went under contract in a median 89 days with 4.7 months of supply.

What do homes in 33446 sell for?

The typical home value in 33446 is $338,698 (Zillow Home Value Index, August 2026), up 0.7% in a year. County records put the median at about $229 per square foot (computed Apr 21, 2026).

Who is likely to sell in 33446?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 33446 has not passed that test yet. When it does, the score appears here.

How does 33446 compare to Palm Beach County?

33446's typical value of $338,698 compares with a middle value of $464,900 across Palm Beach County's 50 ZIPs. Both are Zillow Home Value Index figures for August 2026.

Where does this 33446 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Aug 31, 2026) · Redfin Data Center (as of Aug 31, 2026) · Zillow Observed Rent Index (ZORI) (as of Aug 31, 2026) · county assessor records (counted Oct 15, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 33446 Delray Beach, FL, data through August 2026, https://lotvox.com/miami/zip/33446

Listings Flow Ladder — 33446

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Aug 31, 2026

the basin is fillingnet 21 listings/mo
balanced 4–6 mo4.7 mo
Faucet — new listings
107/mo
95% of normal (113) · normal
Basin — active listings
403
85% of normal (474) · balanced
Months of supply
4.7 mo
derived — not published at this grain
Drain — closed sales
86/mo
91% of normal (95)
Net — faucet minus drain
+21/mo
filling
Reading
current
as of 2026-08-31
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 7%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 9%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 15/mofall in the monthly rate (15%)— peak 101/mo (2026-05-31) to 86/mo now
  • 202transactions that did not happen— summed monthly shortfall vs the same-month normal, over 20 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-08-31

Redfin market data (county + ZIP), via Lotvox. As of 2026-08-31. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (124 new, 396 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30%
stretched
Days on market
89
daily
Price cuts
24.4%
of active
Valuation
+49.5%
vs assessor
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Rent vs own — the renter's question first
$2,698
median rent · per month
$2,215
total cost to own · per month
−$483
less to own · per month
Rent to price — the investor's question first
10.5×
price to annual rent
Lower is friendlier to a buy-to-let case. This is a ratio of published medians, not a yield on any particular property.
57
/100
Mixed
cooling · balanced · prices rising year-over-year.
Price trend
62
Affordability
65
Valuation
35
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
41/ 100SellerBalancedBuyer
Balanced Market
DOM: 91d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)75
Days on Market (5%)100

Balanced market in 33446. List price is roughly fair — focus on condition and value. Payment burden: 27.3% of median income. Median days on market: 91.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers.

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Market snapshot

each number, once
Median price
$338,698
▴ 0.7% YoY
Days on market
89
daily · zip_data
Median rent
$2,698
ZORI
Investor score
74/100
cash-flow lens
Active listings
403
90-day

Valuation

3 lenses, different anchors
vs assessor
+49.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$506,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.7%
County-wide market — the widest, slowest signal.
Palm Beach+74.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$229
Price-to-income4.4×

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How 33446 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity27%
Supply tightness0%
Affordability69%
Investment yield96%
Appreciation67%

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply26.4 mo
Days on Market89d
Inv vs History-25.9%
Listing Density28.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,876
Payment burden30%
Median income · ZIP$74,995
Mortgage rate7.4% · 30yr
Total monthly own$2,215
Monthly rent$2,698
Market dynamics
Price cut %24.4%
Momentumcooling
LeverageBALANCED
Months of supply4.7
Sales (90d)258
Investment analysis
Median rent$2,698
Price-to-rent10.5
Est. cap rate6.4%
Buy vs rentfavors buying

Livability

Walk score4
Transit score4
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
30.0%stretched
payment burden — est. P&I $1,876/mo on $338,698 vs median income $74,995
7.4% 30yr fixed (as of 2026-10-08) · 20% down, 30yr fixed
200820172026$0k$100k$200k$300k$400k$0$550$1,100$1,650$2,200
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.4% as of 2026-10-08), held constant — 20% down, 30yr fixed
as of 2026-08-31 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-08) + Census median household income
Real Home Values
$338,698in 2026-08 dollars (nominal $338,698)
2002201020172026$0k$150k$300k$450k$600k
real (2026-08 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-08-31 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
107.333
Active listings
403
Closed sales
86
Net flow
+21.333 · filling
months of supply 4.7 (balanced band 4–6)
202420252025202604080160
new listingsclosed sales
as of 2026-08-31 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
+176net migration (2022-2023), gaining — households
in 16,244 · out 16,068 · Palm Beach County, FL (parent county of this ZIP)
20132017202120260200400800
active inventory
as of 2026-06-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history

Price bands

mix-shift

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Palm Beach County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
42.2% in 2023
of owner-occupied homes have a householder 75 or older
~11,302 estimated owner households in this ZIP.
Measured — its county
  • Palm Beach23.3% in 2023
ACS B25007, published at county grain.