Palm Beach Gardens 33412

Palm Beach County, FL · 10,465 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.5%
severe
Days on market
106
daily
Price cuts
26.9%
of active
Valuation
-24.1%
vs assessor
Look up an address
35
/100
Weak
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
25
Valuation
50
Economic health
40

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

78/ 100SellerBalancedBuyer
Negotiate Hard
Needs 17.8% correction for affordability
DOM: 122d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 33412. Room to negotiate 5-10% below list. Payment burden: 36.5% of median income. Median days on market: 122. Renting is approximately 17% cheaper than buying (price-to-rent ratio: 14.0). Market appears 21% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$811,321
▾ 0.2% YoY
Days on market
106
daily · zip_data
Median rent
$4,827
ZORI
Investor score
73/100
cash-flow lens
Active listings
238
90-day

Valuation3 lenses, different anchors

vs assessor
-24.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$615,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$365
Price-to-income6.0×

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How 33412 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity14%
Supply tightness0%
Affordability22%
Investment yield60%
Appreciation74%

Affordability, supply & momentum

11SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply39.9 mo
Days on Market106d
Inv vs History-4.4%
Listing Density43.2/1k
Affordability — payment burden
Monthly payment (P&I)$4,098
Payment burden36.5%
Median income · ZIP$134,818
Mortgage rate6.49% · 30yr
Total monthly own$4,910
Monthly rent$4,827
Market dynamics
Price cut %26.9%
Momentumstable
LeverageBALANCED
Months of supply39.9
Sales (90d)0
Investment analysis
Median rent$4,827
Price-to-rent14.0
Est. cap rate4.6%
Buy vs rentfavors buying

Livability

Walk score2
Transit score2
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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