Riviera Beach 33404

Palm Beach County, FL · 14,477 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

28affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
43.5%
severe
Days on market
86
daily
Price cuts
18.9%
of active
Valuation
+49.1%
vs assessor
Look up an address
33
/100
Weak
cooling · balanced · prices easing year-over-year.
Price trend
42
Affordability
25
Valuation
35
Economic health
28

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
Needs 31% correction for affordability
DOM: 94d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)75
Days on Market (5%)100

Moderate buyer leverage in 33404. Room to negotiate 5-10% below list. Payment burden: 43.5% of median income. A 20% price correction needed to reach 30% affordability threshold. Median days on market: 94. Renting is approximately 6% cheaper than buying (price-to-rent ratio: 12.7).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.9% YoY.

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Market snapshoteach number, once

Median price
$431,953
▾ 1.9% YoY
Days on market
86
daily · zip_data
Median rent
$2,840
ZORI
Investor score
74/100
cash-flow lens
Active listings
360
90-day

Valuation3 lenses, different anchors

vs assessor
+49.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$644,050
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.9%
County-wide market — the widest, slowest signal.
Palm Beach+74.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$387
Price-to-income7.2×

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How 33404 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity27%
Supply tightness0%
Affordability10%
Investment yield78%
Appreciation48%

Affordability, supply & momentum

10SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply51.4 mo
Days on Market86d
Inv vs History+2.4%
Listing Density30.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,182
Payment burden43.5%
Median income · ZIP$60,225
Mortgage rate6.49% · 30yr
Total monthly own$2,614
Monthly rent$2,840
Market dynamics
Price cut %18.9%
Momentumcooling
LeverageBALANCED
Months of supply51.4
Sales (90d)0
Investment analysis
Median rent$2,840
Price-to-rent12.7
Est. cap rate5.1%
Buy vs rentfavors buying

Livability

Walk score10
Transit score4
Bike score

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Palm Beach County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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