Lakeland 33809

Lakeland-Winter Haven, FL · Polk County, FL · 13,099 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.3%
stretched
Days on market
41
daily
Price cuts
28.0%
of active
Valuation
-15.7%
vs assessor
Look up an address
50
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 41d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)40

Balanced market in 33809. List price is roughly fair — focus on condition and value. Payment burden: 28.3% of median income. Median days on market: 41. Renting is approximately 27% cheaper than buying (price-to-rent ratio: 15.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.5% YoY.

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Market snapshoteach number, once

Median price
$313,554
▾ 1.5% YoY
Days on market
41
daily · zip_data
Median rent
$1,723
ZORI
Investor score
65/100
cash-flow lens
Active listings
125
90-day

Valuation3 lenses, different anchors

vs assessor
-15.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$264,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.1%
County-wide market — the widest, slowest signal.
Polk+74.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$185
Price-to-income4.7×

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How 33809 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply20.1 mo
Days on Market41d
Inv vs History+8.5%
Listing Density11.0/1k
Market dynamics
Price cut %28.0%
Momentumcooling
LeverageBALANCED
Months of supply20.1
Sales (90d)0
Investment analysis
Median rent$1,723
Price-to-rent15.2
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score5
Transit score
Bike score

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Polk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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