Lakeland 33810

Lakeland-Winter Haven, FL · Polk County, FL · 19,485 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.6%
affordable
Days on market
52
daily
Price cuts
30.7%
of active
Valuation
-50%
vs assessor
Look up an address
51
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

38/ 100SellerBalancedBuyer
Seller's Market
DOM: 61d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)20
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)75

Seller-favored market in 33810. Expect to pay at or near list price. Payment burden: 27.7% of median income. Median days on market: 61. Renting is approximately 15% cheaper than buying (price-to-rent ratio: 13.8). Market appears 16% overpriced vs. assessed values.

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers. Prices down 1.5% YoY.

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Market snapshoteach number, once

Median price
$318,050
▾ 1.5% YoY
Days on market
52
daily · zip_data
Median rent
$1,919
ZORI
Investor score
71/100
cash-flow lens
Active listings
148
90-day

Valuation3 lenses, different anchors

vs assessor
-50.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$159,050
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.1%
County-wide market — the widest, slowest signal.
Polk+74.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$52
Price-to-income4.6×

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How 33810 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

74SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market52d
Inv vs History-22.6%
Listing Density7.7/1k
Market dynamics
Price cut %30.7%
Momentumstable
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,919
Price-to-rent13.8
Est. cap rate4.7%
Buy vs rentfavors buying

Livability

Walk score3
Transit score
Bike score

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Polk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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