Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Seller's Market
DOM: 46d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)0
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60
Seller-favored market in 80127. Expect to pay at or near list price. Payment burden: 29.8% of median income. Median days on market: 46. Renting is approximately 125% cheaper than buying (price-to-rent ratio: 27.0).
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGSELLER SLIGHT
Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 1.7% YoY.
Turnover Index · Live in this ZIPBacktest: 37.1% of later sellers were already in the top 20% (random = 20%, 391 held-out sales) · 16,289 parcels scored nightly
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Jefferson.
Aggregate median +11.6% YoY in this ZIP, but the under-$500k tier is +2.9% — both the aggregate and the entry tier are rising. Over the same year the under-$500k share of sales moved from 26.1% to 19.9% (-6.2pp) and the $1M+ share from 12.2% to 15.7% (+3.5pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$210k
$227
11
1.5%
ZIP
$250k–$500k
$400k
$327
138
18.4%
ZIP
$500k–$750k
$617k
$368
306
40.8%
ZIP
$750k–$1M
$850k
$370
177
23.6%
ZIP
$1M–$1.5M
$1.16M
$429
77
10.3%
ZIP
$1.5M–$2M
$1.70M
$474
27
3.6%
ZIP
$2M+
$3.25M
$620
14
1.9%
ZIP
All sales (the headline median)
$674k
$365
750
100%
ZIP
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80127.
United States
West
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
Jefferson County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
Jefferson County
County-level context for ZIP 80127
Verified — Jefferson County
Healthy (28)
ZIP 80127→Jefferson County, COPop: 578,437
12-Month Direction
-8Stable
Confidence
100%
DeterioratingStableImproving
Why this score
BuildersLens Market Intelligence
Market Score
35· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.