Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
Needs 11.8% correction for affordability
DOM: 83d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)0
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75
Balanced market in 80465. List price is roughly fair — focus on condition and value. Payment burden: 33.8% of median income. Median days on market: 83. Renting is approximately 132% cheaper than buying (price-to-rent ratio: 27.8).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER ADVANTAGE
Market is cooling with expanding inventory. Sellers are firmly in control. Prices down 2.3% YoY.
Turnover Index · Live in this ZIPBacktest: 40.6% of later sellers were already in the top 20% (random = 20%, 202 held-out sales) · 6,857 parcels scored nightly
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Jefferson.
Aggregate median -3.8% YoY in this ZIP, but the under-$500k tier is -2.7% — the aggregate and the entry tier are moving together. Over the same year the under-$500k share of sales moved from 11.8% to 12.1% (+0.4pp) and the $1M+ share from 25.1% to 24.9% (-0.2pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$172k
$99
10
2.1%
ZIP
$250k–$500k
$410k
$358
49
10.1%
ZIP
$500k–$750k
$610k
$352
182
37.4%
ZIP
$750k–$1M
$865k
$356
124
25.5%
ZIP
$1M–$1.5M
$1.18M
$371
83
17.1%
ZIP
$1.5M–$2M
$1.77M
$611
24
4.9%
ZIP
$2M+
$2.34M
$796
14
2.9%
ZIP
All sales (the headline median)
$750k
$362
486
100%
ZIP
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 80465.
United States
West
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
Jefferson County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
Jefferson County
County-level context for ZIP 80465
Verified — Jefferson County
Healthy (28)
ZIP 80465→Jefferson County, COPop: 578,437
12-Month Direction
-8Stable
Confidence
100%
DeterioratingStableImproving
Why this score
BuildersLens Market Intelligence
Market Score
35· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.