Cuyahoga County, OH · 11,923 properties with county records
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Cleveland 44108 is in Cuyahoga, OH, part of the Cleveland Metro. The ZIP-wide typical value in Cleveland 44108 is $74,039 (Zillow Home Value Index, September 2026), down 7.1% from a year earlier. Homes that sold went under contract in a median 61 days, and 17% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 6.8 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 44108 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Cuyahoga's 51 ZIPs with a Zillow value, the middle one is $170,000, so 44108 sits 56% below the county middle. Typical rent is $1,159 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 11,923 properties in 44108.
Headline value data through September 2026. Each source below carries its own date.
Is 44108 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 44108 is a balanced market. Homes went under contract in a median 61 days with 6.8 months of supply.
What do homes in 44108 sell for?
The ZIP-wide typical value in 44108 is $74,039 (Zillow Home Value Index, September 2026), down 7.1% in a year. County records put the median at about $62 per square foot (computed Apr 21, 2026).
Who is likely to sell in 44108?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 44108 has not passed that test yet. When it does, the score appears here.
How does 44108 compare to Cuyahoga?
44108's ZIP-wide typical value of $74,039 compares with a middle value of $170,000 across Cuyahoga's 51 ZIPs. Both are Zillow Home Value Index figures for September 2026.
Where does this 44108 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Cite as: Lotvox ZIP market record, 44108 Cleveland, OH, data through September 2026, https://lotvox.com/cleveland/zip/44108
Listings Flow Ladder — 44108
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026
the basin is fillingnet 21 listings/mo
Faucet — new listings
40/mo
197% of normal (20) · gushing· baseline thin
Basin — active listings
132
163% of normal (81) · high· baseline thin
Months of supply
6.8 mo
derived — not published at this grain
Drain — closed sales
19/mo
153% of normal (13)· baseline thin
Net — faucet minus drain
+21/mo
filling
Reading
current
as of 2026-09-30
Compare against:2015-01-01 to 2019-12-31 · 5 same-month points
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
6%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
0%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
Closed sales over 24 months — two different numbers, deliberately not merged.
11/mofall in the monthly rate (36%)— peak 30/mo (2025-05-31) to 19/mo now
0transactions that did not happen— summed monthly shortfall vs the same-month normal, over 0 months below it (vs 2015-19 (COVID excluded))
rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30
Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (26 new, 84 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.
Should you buy here?
buyer-timing lens
76affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
15%
affordable
Days on market
61
daily
Price cuts
16.7%
of active
Valuation
+253.9%
vs assessor
Days on market and price cuts: Redfin Data Center, rolling 90 days.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Seller's Market
DOM: 57d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)0
Days on Market (5%)60
Seller-favored market in 44108. Expect to pay at or near list price. Payment burden: 14.6% of median income. Median days on market: 57.
Buyer Caution
Seller's market. Be prepared to pay near list price.
Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 7.1% YoY.
Address lookup
$99 report path
Look Up an Address in 44108
Just type the street — we'll auto-scope the search to ZIP 44108.
Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.
Valuation
3 lenses, different anchors
vs assessor
+253.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$262,050
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+66.3%
County-wide market — the widest, slowest signal.
Cuyahoga+66.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
in 9,796 · out 12,251 · Cuyahoga County, OH (parent county of this ZIP)
active inventory
as of 2026-07-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from the most recent recorded sale per property in Cuyahoga.
Current tiers · 12 months to Apr 26floor 10 sales/tier
5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$88k
$50
422
93.6%
ZIP
$250k–$500k
$296k
$148
23
5.1%
ZIP
$500k–$750k
$584k
$217
1,096
—
COUNTY · Cuyahoga, OH
$750k–$1M
$850k
$237
319
—
COUNTY · Cuyahoga, OH
$1M–$1.5M
$1.20M
$293
212
—
COUNTY · Cuyahoga, OH
$1.5M–$2M
$1.75M
$358
73
—
COUNTY · Cuyahoga, OH
$2M+
$3.35M
$492
130
—
COUNTY · Cuyahoga, OH
All sales (the headline median)
$95k
$52
451
100%
ZIP
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the Midwest census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 44108.
United States
Midwest
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Apr 26 (5 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
ZIP 44108→Cuyahoga County, OH
12-Month Direction
+20Moderate Improvement
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
40· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
15%
affordable
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.32% · Zillow ZHVI · Census income · Updated 2026-10-22
Price-to-rent
5.3x
favors buying
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation8
+66.3%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
6.8 mo
buyer's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-09-30
Insurance Risk
26/100
low_risk
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
1.9%
OH 4.0%US 4.4%
Lower than most U.S. counties
Source: BLS LAUS · 2026-0858d ago
Poverty Rate
16.0%
OH 13.3%US 12.6%
Near national averages
Median Household Income
$62,823
OH $71,048US $82,006
Near national averages
Cost of Living (RPP)
90.4
OH 90.4US 100.3
Lower than most U.S. counties
Home Value (ZHVI)$222,178
County data: Zillow Home Value Index (ZHVI), BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA
ZIP-wide typical value: Zillow Home Value Index (ZHVI); change is the 12-month change.
Owner stock, age of householder
Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.
Derived — this ZIP
14.0% in 2023
of owner-occupied homes have a householder 75 or older
