Chicago 60630

Cook County, IL · 44,823 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

57affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.2%
affordable
Days on market
46
daily
Price cuts
12.1%
of active
Valuation
-7.3%
vs assessor
Look up an address
75
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
75
Affordability
85
Valuation
70
Economic health
57

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 53d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 60630. Expect to pay at or near list price. Payment burden: 26.3% of median income. Median days on market: 53. Renting is approximately 64% cheaper than buying (price-to-rent ratio: 19.7).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.0% YoY.

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Market snapshoteach number, once

Median price
$420,540
▴ 6.0% YoY
Days on market
46
daily · zip_data
Median rent
$1,775
ZORI
Investor score
64/100
cash-flow lens
Active listings
108
90-day

Valuation3 lenses, different anchors

vs assessor
-7.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$390,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$266
Price-to-income4.3×

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How 60630 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity54%
Supply tightness66%
Affordability7%
Investment yield29%
Appreciation52%

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply8.6 mo
Days on Market46d
Inv vs History+29.9%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,124
Payment burden26.2%
Median income · ZIP$97,134
Mortgage rate6.49% · 30yr
Total monthly own$2,545
Monthly rent$1,775
Market dynamics
Price cut %12.1%
Momentumhot
LeverageBALANCED
Months of supply8.6
Sales (90d)0
Investment analysis
Median rent$1,775
Price-to-rent19.7
Est. cap rate3.3%
Buy vs rentneutral

Livability

Walk score7
Transit score37
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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